Hi all,

I'm currently 28. Class 1 job. Non-smoker.

I only have MP Generali health insurance from my employer.
I searched around and sieved through what I found interesting and ended up with these two.

1. AIA A-Plus Health
2. Allianz Medisafe

I wonder can I get a good enough ILP for below RM180?
So far from my understanding, standalone packages tend to be more expensive along the years that is why I'm leaning towards ILP.
I have not engaged with an agent yet. Thought of getting some opinion in Lyn first.