I am surveying which insurance company i should get my first coverage from. I currently have a stand-alone medical card from AIA since when young (annual limit is very low).

I got quoted and proposal from AIA and GE. GE is wayyyy cheaper than AIA and GE provide higher protection with same premium.

But im curious hows the claim like with GE? Cus i heard some company very difficult to make claim? Advice pls? In dilemma.