If BR drop, but the particular bank increase the + rate, to normalise the drop in BR, then this bank easily lose a lot of business to other competitor.

When OPR drops, no matter how, borrower generally see reduction in the interest payment across, just degree more and less compared to OPR.

If one still stuck with higher loan interest despite OPR reduction, better review your loan or you may have made a poor decision to take up such a loan, like fixed rate loan or the bank is giving poor competitive rate.

LOL, some always see half water cup, is always half empty. Even the cup is 80% full, it will be labelled as 20% empty. And even 100% full, see the only way is the amount is going to reduced as it can go more than 100%, only will be less.

So, the logic becomes,

1. Interest cut 0.5%, see economy is so bleak, BNM needs to have big cut. So property price is going to tank due to bleak economy.

2. Interest rate rise, see borrowers need to pay more month repayment. Property price is going to tank as borrower cannot afford to pay or more lelong.

3. Interest no rise no cut, see economy is stagnant, so does property market outlook.

Half empty theory is always powerful, you can't win against it.