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BNM Cut Rate Again But Not Benefit For New Loan, BNM Cut Rate Again But Not Benefit For N
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shaoching
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Jul 8 2020, 01:59 PM
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I am now dilemma which bank to took for house loan. priority is HLB which offer me 2.88 (BR)+0.32 (SR)
however, heard HLB has the right not follow Bank negara to drop the 0.25% BR. which will occasionally make my loan higher then others later on.
any sifu pls advice
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shaoching
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Jul 8 2020, 04:00 PM
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QUOTE(nexona88 @ Jul 8 2020, 03:36 PM) wait little longer first.. banks slow in adjusting the rate but fast on FD  because my I have placed my booking fee and the form stated I need to get SPA and loan signed within 14 working days. (which now only left 3-4days) hence, is it possible to extend it until the bank revise the rate? (subsale unit)
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shaoching
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Jul 8 2020, 04:22 PM
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QUOTE(nexona88 @ Jul 8 2020, 04:08 PM) try to nego for some extension... allrite. your opinion is to wait until the bank give a firm revised rate offer letter just sign will be better? cause bank officer told me will revised accordingly after I signed but not sure bluff or not la.
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