Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 BNM Cut Rate Again But Not Benefit For New Loan, BNM Cut Rate Again But Not Benefit For N

views
     
shaoching
post Jul 8 2020, 01:59 PM

Enthusiast
*****
Junior Member
708 posts

Joined: Apr 2008
I am now dilemma which bank to took for house loan. priority is HLB which offer me 2.88 (BR)+0.32 (SR)

however, heard HLB has the right not follow Bank negara to drop the 0.25% BR. which will occasionally make my loan higher then others later on.


any sifu pls advice
shaoching
post Jul 8 2020, 04:00 PM

Enthusiast
*****
Junior Member
708 posts

Joined: Apr 2008
QUOTE(nexona88 @ Jul 8 2020, 03:36 PM)
wait little longer first..
banks slow in adjusting the rate but fast on FD  rclxub.gif
*
because my I have placed my booking fee and the form stated I need to get SPA and loan signed within 14 working days. (which now only left 3-4days)

hence, is it possible to extend it until the bank revise the rate? (subsale unit)
shaoching
post Jul 8 2020, 04:22 PM

Enthusiast
*****
Junior Member
708 posts

Joined: Apr 2008
QUOTE(nexona88 @ Jul 8 2020, 04:08 PM)
try to nego for some extension...
*
allrite. your opinion is to wait until the bank give a firm revised rate offer letter just sign will be better?
cause bank officer told me will revised accordingly after I signed but not sure bluff or not la.

 

Change to:
| Lo-Fi Version
0.0245sec    0.57    7 queries    GZIP Disabled
Time is now: 5th December 2025 - 04:12 AM