BNM Cut Rate Again But Not Benefit For New Loan, BNM Cut Rate Again But Not Benefit For N
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 May 5 2020, 07:26 PM
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All Stars
14,511 posts Joined: Sep 2017 
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QUOTE(waghyu @ May 5 2020, 06:44 PM) Yeah, than later OPR go up, interest go up as well. It's good for existing loan holder, but those want to buy NOW, need to decide on future OPR climbing as well into their equations. For a 10, 20 or 30 years loan, borrower cant escape OPR going up and down. |
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Jul 7 2020, 10:58 PM
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#2
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All Stars
14,511 posts Joined: Sep 2017
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QUOTE(icemanfx @ Jul 7 2020, 10:54 PM) If bank incurred losses mean less loan could be approved. If company make losses or less profit, reduce sales ? Zwean liked this post
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Jul 8 2020, 07:57 AM
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#3
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All Stars
14,511 posts Joined: Sep 2017
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QUOTE(icemanfx @ Jul 7 2020, 11:12 PM) Banks need to meet capital ratio. Even if that is the case, do nothing? Just wait for blood to be knee deep and bleed to death? |
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Jul 11 2020, 02:24 PM
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#4
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All Stars
14,511 posts Joined: Sep 2017
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QUOTE(icemanfx @ Jul 11 2020, 12:30 PM) Due to substantial rebate, discount, cash back, etc; it seems some banks are reluctant to finance first purchase from some developers. Those panels having agreement with developer will approve subject to buyers qualification. |
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