BNM Cut Rate Again But Not Benefit For New Loan, BNM Cut Rate Again But Not Benefit For N
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 Oct 1 2020, 12:44 PM
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30 posts Joined: Apr 2011 
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QUOTE(popiah88 @ Jul 8 2020, 02:47 PM) I think to conclude my question, should we pick a loan with lower or higher spread rate, IF the total interest is the same? And why? So, any answer for this question?Eg: MBB= 2.0 (BR) + 1.35(SR) = 3.35 RHB= 2.75(BR) + 0.6(SR) = 3.35  |
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Oct 1 2020, 01:32 PM
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#2
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30 posts Joined: Apr 2011
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QUOTE(cy91 @ Oct 1 2020, 01:16 PM) No difference, same. Look at the MRTA / MLTA which one is cheaper then. Hmm..if given rate likeAlso the loan contract have different fees and charges. In my opinion Maybank is the best. Public bank will penalty u a lot if u pay late even one month. MBB BR1.75, rate 3.05% can try appeal to 2.95% RHB BR 2.5 rate 3 HLB BR 2.63 rate 2.95% No MRTA needed SC BR 2.27 rate 2.9% No MRTA needed Which one will be best pick ya? |
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