QUOTE(icemanfx @ Jul 8 2020, 08:31 AM)
Buy when blood is knee deep on the floor.
Buy bank shares or buy property? 
BNM Cut Rate Again But Not Benefit For New Loan, BNM Cut Rate Again But Not Benefit For N
|
|
 Jul 8 2020, 09:27 AM
Return to original view | Post
#1
|
 
Senior Member
1,296 posts Joined: Nov 2019 
|
|
Quote|
|
|
|
|
Jul 8 2020, 09:44 AM
Return to original view | Post
#2
|
|
Senior Member
1,296 posts Joined: Nov 2019
|
so now the benchmark for housing loan rate is ... 2.85%?
|
|
|
Jul 8 2020, 10:25 AM
Return to original view | Post
#3
|
|
Senior Member
1,296 posts Joined: Nov 2019
|
QUOTE(Zwean @ Jul 8 2020, 10:17 AM) So far BR all drop in tandem BR is depends on bank negara interest.Spread is fixed Spread is depends on your credit worthiness. |
|
|
Oct 1 2020, 10:56 AM
Return to original view | Post
#4
|
|
Senior Member
1,296 posts Joined: Nov 2019
|
Bank rate & profit rate all these wayang only. The only thing that matter is your effective interest rate DragonReine liked this post
|
|
|
Oct 1 2020, 01:16 PM
Return to original view | Post
#5
|
|
Senior Member
1,296 posts Joined: Nov 2019
|
QUOTE(lonelyjun @ Oct 1 2020, 12:44 PM) So, any answer for this question? No difference, same. Look at the MRTA / MLTA which one is cheaper then.Also the loan contract have different fees and charges. In my opinion Maybank is the best. Public bank will penalty u a lot if u pay late even one month. |
|
|
Oct 1 2020, 01:51 PM
Return to original view | Post
#6
|
|
Senior Member
1,296 posts Joined: Nov 2019
|
QUOTE(lonelyjun @ Oct 1 2020, 01:32 PM) Hmm..if given rate like SC 2.9% no MRTA MBB BR1.75, rate 3.05% can try appeal to 2.95% RHB BR 2.5 rate 3 HLB BR 2.63 rate 2.95% No MRTA needed SC BR 2.27 rate 2.9% No MRTA needed Which one will be best pick ya?  lonelyjun liked this post
|
| Change to: |  0.5659sec
 0.50
 7 queries
 GZIP Disabled
Time is now: 3rd December 2025 - 09:17 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.