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BNM Cut Rate Again But Not Benefit For New Loan, BNM Cut Rate Again But Not Benefit For N
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Pac Lease
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 Mar 7 2020, 09:01 AM
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Thanks TS for sharing his comment. There is good good or bad interm of lower down the interest rate.
In my point of view, you can buy subsales property now instead of buying under construction project. Because subsales is full disbursement. So you can enjoy lower interest rate now.
Also, if you do refinance now, u can enjoy lower interest rate to use ur money to settle high interest rate debt such as credit card or personal loan.
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Pac Lease
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Mar 9 2020, 04:27 PM
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QUOTE(DisneyHome @ Mar 7 2020, 09:52 AM) Now the main issue is not easy to do refinancing Unless you are low gearing & personal profile sufficient strong Unfortunately a lot ppl holding few units property also hardly to refinance When market not stable, banks definitely very cautious to review all credit facilities Recently some majority banks already tightened lending policies, no matter refinancing or new property purchase now alot of client apply refinance due to need to have standby cash for future investment or cash out to settle their credit card debts. However, some bank is willing to give refinance cash out with debt consolidation service to settle their debts. |
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Pac Lease
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Mar 10 2020, 02:34 PM
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Alliance Bank- 3.94%
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