BNM Cut Rate Again But Not Benefit For New Loan, BNM Cut Rate Again But Not Benefit For N
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 Mar 4 2020, 07:50 PM
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#1
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All Stars
13,757 posts Joined: Jun 2011 
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QUOTE(heavensea @ Mar 4 2020, 03:14 PM) Old loan tak kasi potong? Some banks practice with same installment amount but higher principal reduction on each installment. U need to monitor the monthly transaction to see tat. |
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Mar 7 2020, 07:58 AM
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#2
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All Stars
13,757 posts Joined: Jun 2011
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The normal loan rate now should b 3.65% for existing loan
New loan for gd payor stil around tis rate |
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Mar 7 2020, 09:10 AM
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#3
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(icemanfx @ Mar 7 2020, 08:13 AM) Some claimed current economy slowed down could be worse than 1997 AFC. Some mentioned tis b4 last round. Dementia??? |
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Mar 7 2020, 10:43 AM
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#4
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(Nama saya Amad @ Mar 7 2020, 10:38 AM) Really? Which bank is offering this, assuming i have good track record Few banks. Try 1 by 1. π |
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Mar 7 2020, 12:23 PM
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#5
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(Nama saya Amad @ Mar 7 2020, 11:06 AM) Yours a new loan? Approved in Jan but just disbursed. πDun worry tis rate is stil there. Any1 can make it happen. |
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Mar 7 2020, 12:55 PM
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#6
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(icemanfx @ Mar 7 2020, 12:24 PM) In first round of bnm rate cut, covid 19 wasn't a consideration. Loan interest rate cut is unlikely to mitigate supply chain interruption in the short term. Meaning u hav no idea wats goin on πTypical of "for me to know, for you to find out". Answer is same as no answer. |
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Mar 7 2020, 01:01 PM
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#7
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(icemanfx @ Mar 7 2020, 12:43 PM) According to some beans counters; if current market sentiment persists for a few more months, many stretched companies may not survive. Why not choose to b the outstanding one tat survivesπ€ |
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Mar 7 2020, 03:44 PM
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#8
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(icemanfx @ Mar 7 2020, 01:53 PM) Easier said than done especially those highly leverage/geared. Why u alwiz choose to b the kantoi species πππpoorperly is illiquid, it could take longer than expected to liquidate to adjust. only those prepared before the crisis could escape with less damage or injury. Banks merger could mean the weaker party is stretched. some well known developers could fold from heavy debts. U hav a choice. Noone force u to lose money wan. The rest leave it to god. Further to tat u r 9 st ahead of any1 here how can u fail??? π€ |
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Mar 7 2020, 04:29 PM
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#9
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(icemanfx @ Mar 7 2020, 04:14 PM) Until you are out from your coconut shell, your world is the coconut shell. Until u r the expert in 1 particular field then u ll know how to handleIt's experience so to say ππ Well I oso salute n respect ur con job well done in sucking the money fr ur naive clients. But 1 thg I failed to und. Wats the different between fund con job n prop guru skl??? 9 st ahead sifu pls enlighten π Tqtq |
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Mar 7 2020, 04:46 PM
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#10
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(icemanfx @ Mar 7 2020, 04:42 PM) As said many times, until you are out from your coconut shell, your world is the coconut shell. Oh true oso hor. No wonder ur coconut sounds like automated answering machine. Now I und liao. πππ |
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Mar 7 2020, 05:23 PM
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#11
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(icemanfx @ Mar 7 2020, 05:21 PM) Facts remain unchanged e.g overhang. Different skill set makes the difference π |
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Mar 7 2020, 05:40 PM
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#12
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(icemanfx @ Mar 7 2020, 05:34 PM) One could only defy or ignore reality, gravity, long term economic equilibrium, the law of supply and demand temporary. Meaning u hav no idea where to look for success???One whole big round the botanical garden but stil lpplπππ |
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Mar 7 2020, 07:08 PM
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#13
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(icemanfx @ Mar 7 2020, 05:52 PM) As said many times, until you are out from the coconut shell, your world is the coconut shell. Oh yea π |
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Apr 23 2020, 10:51 PM
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#14
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(Zwean @ Apr 23 2020, 05:23 PM) Found the KING of pancut awal. Well u know la some ppl need to just boast to show ppl how gd they r. Tis kinda species r usually hav low self confidence n usually vely racist cos living in own world cheating own species n alwiz onli know a new way to blame ppl.Oh yeah some guessed it rite. Tat kinda ppl r like trump. Or r they all trump??? U just dun c bill Gates tok shit like trump rite??? But tis self claimed hensum skl is. π |
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Apr 27 2020, 09:18 PM
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#15
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All Stars
13,757 posts Joined: Jun 2011
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Air Asia ava πππ
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Apr 27 2020, 10:33 PM
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#16
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(icemanfx @ Apr 27 2020, 09:55 PM) Next few years will be interesting time for poorperly market. Those were swimming naked will be revealed. Yes ma'am |
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May 6 2020, 10:53 AM
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#17
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All Stars
13,757 posts Joined: Jun 2011
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US got hit badly by subprime when malai props was preparing to fly π
It's not entirely apple to apple comparison but it somehow related. Just the effect differ. A silly comparison. Superman can fly n captain America kenot fly but both saved the world. Soli ya cmco tokok a bit. |
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May 6 2020, 11:46 AM
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#18
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(icemanfx @ May 6 2020, 11:10 AM) Until today, many still don't realize kv property bull run 2011-2014 was a fallout from u.s. qe. Yes ma'amevery economic recession is different; tools and methods to resolve is different too. the economy and poorperly market will be in doldrums for a few years. until overhang is reduced substantially, price will remain suppressed. |
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May 6 2020, 09:23 PM
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#19
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(wsoon82 @ May 6 2020, 09:05 PM) My friend, you just need to ask yourself honestly if you really find that buying a property in 2020 is easier and more value for money than 2018, and easier and more value for money than 2016 etc. QUOTE(Zwean @ May 6 2020, 09:12 PM) The answer is yes. We all know she ll hav the standard set of answer pick up fr template rather than saying yes or no. Maybe she could after seeing tis post. Who knows πππ |
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May 10 2020, 03:15 PM
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#20
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All Stars
13,757 posts Joined: Jun 2011
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QUOTE(al_madd @ May 7 2020, 11:09 PM) i think lowest rate would 3.3...anyone can get cheaper? There is a bank oledi announced their best rate below 3.3% to clients but not done publiclyHoweva until LO is on table nothin is firmed |
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