Actual happening:
1. Register Setel using Referral code.
2. Reload rm30 using JOP (confirmed getting 15% cb).
3. Pump rm30 petrol, straight away get rm referral CB, must pump at least rm30.
4. Reload rm25 using JOP.
5. Pump rm30 petrol, each pump must be at least rm30 (3x) to qualify for 10% cb from Setel.
6. Reload rm30 using JOP.
7. Pump rm30 petrol, can actually pump another rm90 (30+30+90) since max cb of 10% from Setel is rm15.
8. Got the Setel cb of 10%, rm9 immediately after 3rd pump.

In total I reload rm85 using JOP(12.75 cb), Pumped rm90 petrol and I got rm5+rm9+rm12.75=26.75 cb.

Next month I would register another Setel acc for my spouse but would straight away reload rm200 using JOP in step 2, n skip 4 & 6.

Anyone has used the same JOP card on 2 diff Setel account?

login to setel have to use OTP every time, it is no convinient

If grabpay , it is 120 point liao

Can Setel be used to fill up the tank or must keyin a fixed amount?

Used to be frozen as well. Their whole system's fraud sensitivity is too sensitive. Just PM their CS and answer them what they want. They'll reactivate it back soon enough.

Then it'll get frozen again after you do a few same transactions. 

I have reloaded rm 1K per month and got rm 50 Cashback