Hi guys/ gals,

Have anyone here started to pay their housing loan payment instead of paying 1st interest while waiting for the house is completed?
Currently i'm paying interest only but i wish to start paying my house loan so that i can finish it earlier.

Can we request to the bank to allow to us to pay the house loan (principal + interest) ? If yes, do they charge a fee for it?

Thanks

i heard public bank can consider such request when your house is 70%-80% completed. Personally I have not tried before, only asked before. Not sure about other banks can consider such request or not.

u can ask ur banker actually

for hong leong bank, u can go counter and request for paying loan only, they dont accept paying online; normally u do that when u have extra money la

Thanks for the info. Currently the construction is about 20% completed. Guess have to wait a bit longer.


Thanks for the info. Will check with the bank's Mortgage Dept.