Basically he is currently playing with fire, it only takes 1997 once again for him to lose everything. No offence, but do you know that during 97 crisis, ppl find it hard to dispose of properties. Any back up plan if you are laid off but with properties loans, increasing BLR, no tenant, unsellable assets & etc.?

Put it simply, his plan is too perfect, not taking into account those so called unexpected & rainy days.

BUT anyway, It's your call, your life, your choice