My advice to those of you who have just started to earn an income, dont invest in property yet. Save up your money for raining days or to start a business should an opportunity arise. Earnings from rental is erratical and wont make you super rich. Property prices only goes up high in certain hot areas, whilst it remains stagnant in most areas depending on the state of the economy. Your present house may be cheap and increase anually but do you take inflation into account? You can afford to buy a RM100,000 house now but you can sell it for RM500,000. But the RM500k wont buy you an equivalent house then.

Earning a salary and buying several properties just dont make good investment plans. what happen if you lose your job or the property market crashes. Sell? who wants to buy then?

I have lived thru these vicious cycles before and see those property investors regretting.