1) "Take the you tiao (Chinese crullers) seller at the adjacent stall. By the time he's done with one transaction, his wares might already be charred.

2) Sometimes, new users don't know how to pay using e-wallets and Chong said she had to spend time teaching them - an added inconvenience.

3) Another problem for Chong was the fact that transactions take two days to reach her bank account.

https://www.malaysiakini.com/news/507404