What about TnG?

Should send QR codes to everyone, print out, and show to merchants.

Every Monday, this QR code, Tuesday that QR code.

This is basically how those so-called "e-wallets" work anyway. As can be seen, they are actually rather backward.

Install a camera at the counter. Do some automation. You can even rob a wallet holder, before the cashier scans the code. And you also know whatever PIN or pattern used to unlock the phone. Then just find an opportunity to get hold of the phone. Everything in there will be yours, including nude photos......

By the way, a bit of information on those so-called "ewallets" :

The wallet operators generally lack ethics
https://www.reddit.com/r/singapore/comments...nt_no_cash_out/

Another point. From the reddit discussion, it is pretty clear why Malaysia lags behind. A lot of discussions involving Malaysians in Malaysia lack depth and insight, especially concerning non-textbook topics.

This post has been edited by hwt: Jan 17 2020, 06:08 AM

A person with 4 million MYR in fixed deposit also qualifies, although the annual interest is more than 100k MYR. There are very big loopholes.

This post has been edited by hwt: Jan 17 2020, 07:40 PM