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> Beli rumah direct owner

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posterc
post Jan 16 2020, 11:02 AM

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QUOTE(ryedrift @ Jan 16 2020, 10:41 AM)
10% deposit is what the real problem is, rich boy
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then u didnt look hard enough biggrin.gif
EmpireAnt
post Jan 16 2020, 11:04 AM

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QUOTE(ryedrift @ Jan 16 2020, 10:41 AM)
10% deposit is what the real problem is, rich boy
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well like i said we buy sub 200K.

not subsale at 500K

thats a big difference there


homerthewhopper
post Jan 16 2020, 11:04 AM

always low on budget
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Subsale is nice because previous owner already did everything

Grill, leaks, any other issues

New unit also nice

Got new design interior and exterior confirm got tiles instead of just cement with tikar getah
EmpireAnt
post Jan 16 2020, 11:05 AM

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QUOTE(conan1 @ Jan 16 2020, 10:46 AM)
wrong. 10% u must prepare. and all legal fees u need to bared.

new house mostly have promo, full loan and discount on misc fees.
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sub 200K la boss, don't look way further


RM20K can get from epf ..
TSNotYourKuda
post Jan 16 2020, 11:05 AM

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QUOTE(PrincZe @ Jan 16 2020, 10:59 AM)
new house not too bad. old house alot maintainence ( depends)

maybe u can share more comparison, how big, location, pics. then we can help?
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Old house: Jalan Keris 7. Taman puteri wangsa, johor. Pretty sure the sqft is 1600+ ish. International lot. 4 room, 3 bathroom. Owner asking 420k negotiable.

New house: Taman bandar tiram. 1615sqft. Bumi lot. 4 bedroom, 3 bathroom. 418k after all rebate.
zerorating
post Jan 16 2020, 11:10 AM

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QUOTE(NotYourKuda @ Jan 16 2020, 10:58 AM)
I'm the buyer la 🤦🏻‍♂️ Owner also dont know where to start.
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haha,anyway majority of the tasks were settled by lowyar anyway, if both of you got good lowyar, then okay la.
you just need to talk with the bank, apply thru those bank, get offer letter and at the same time engage with your own lowyer.
lowyar part is easy as long as your get money, but banks mega_shok.gif

This post has been edited by zerorating: Jan 16 2020, 11:10 AM
PrincZe
post Jan 16 2020, 11:13 AM

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QUOTE(NotYourKuda @ Jan 16 2020, 11:05 AM)
Old house: Jalan Keris 7. Taman puteri wangsa, johor. Pretty sure the sqft is 1600+ ish. International lot. 4 room, 3 bathroom. Owner asking 420k negotiable.

New house: Taman bandar tiram. 1615sqft. Bumi lot. 4 bedroom, 3 bathroom. 418k after all rebate.
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will probably throw price at owner, see if he bites. and bumi lot, later hard sell if u plan to move.
max_cavalera
post Jan 16 2020, 11:14 AM

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QUOTE(NotYourKuda @ Jan 16 2020, 11:18 AM)
So I managed to land a good deal for my first house. There's no agent involve. The question is where do I start and what should I do?
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depends lar...agent u think only responsible find seller/buyer ke for easy money? a good agent will follow up ur case supaya faster process between bank loan, land office, governing authority.....u can save 2-3% of the fee but u kena haul ur ass off to follow up with the lawyer, land office, developer, local council...good luck with that
ganz
post Jan 16 2020, 11:15 AM

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QUOTE(NotYourKuda @ Jan 16 2020, 10:54 AM)
I'm poor must loan one
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Some seller proposed to use same lawyer.

I don't know what /k on this
ganz
post Jan 16 2020, 11:17 AM

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QUOTE(max_cavalera @ Jan 16 2020, 11:14 AM)
depends lar...agent u think only responsible find seller/buyer ke for easy money? a good agent will follow up ur case supaya faster process between bank loan, land office, governing authority.....u can save 2-3% of the fee but u kena haul ur ass off to follow up with the lawyer, land office, developer, local council...good luck with that
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Unfortunately... Most of agent are not .at the end..u are the one to chase lawyer etc.

My first house agent run away upon getting lawyer.. no more involvement from them..hard lesson learn
mamata
post Jan 16 2020, 11:17 AM

better get laid early then regret later on
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tips better cari jurunilai first, my subsale house before this owner letak harga too tinggi , so even kelayakan loan lulus, bank bagi sikit saja bergantung pada juru nilai
sunami
post Jan 16 2020, 11:18 AM

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QUOTE(NotYourKuda @ Jan 16 2020, 12:05 PM)
Old house: Jalan Keris 7. Taman puteri wangsa, johor. Pretty sure the sqft is 1600+ ish. International lot. 4 room, 3 bathroom. Owner asking 420k negotiable.

New house: Taman bandar tiram. 1615sqft. Bumi lot. 4 bedroom, 3 bathroom. 418k after all rebate.
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tbh honest dun buy bumi lot...
when u wanan sell is kinda hard
TSNotYourKuda
post Jan 16 2020, 11:21 AM

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QUOTE(mamata @ Jan 16 2020, 11:17 AM)
tips better cari jurunilai  first, my subsale house before this owner letak harga too tinggi , so even kelayakan loan lulus, bank bagi sikit saja bergantung pada juru nilai
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Where can I find this jurunilai?
sunami
post Jan 16 2020, 11:23 AM

A CAT that can Bark. LMAO
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QUOTE(NotYourKuda @ Jan 16 2020, 12:21 PM)
Where can I find this jurunilai?
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normally banker can check the recent transaction for prop.

Mikey268
post Jan 16 2020, 11:24 AM

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I just bought a unit direct from owner. Make sure you get your own good lawyer who will take care of your interest and dont get pressured to the owner's demand.

pm if u need a lawyer
harriss
post Jan 16 2020, 11:29 AM

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cari lawyer , my dad boughted house next to ours , direct owner la
ayamxxx
post Jan 16 2020, 11:37 AM

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QUOTE(ryedrift @ Jan 16 2020, 10:41 AM)
10% deposit is what the real problem is, rich boy
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SNP + Legal fees somemore. Loan legal fees
plus change owner account of TNB, maintenance office etc do cost some money
dman
post Jan 16 2020, 12:00 PM

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Usually lawyer fees how much? By property percentage or how?


conan1
post Jan 17 2020, 08:54 AM

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QUOTE(NotYourKuda @ Jan 16 2020, 10:54 AM)
Thats what I'm still contemplating. I have 2 offer, another 1, same value, almost the same sqft but add 7KM more from city. But its a new house. All legal fee is bared by dev.
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for any subsale, u must have cash in hands. not including all sort of repair and maintenance work.

7km for me, i will go for new unit. unless the current subsale is really really worth it/ ie very near to mall/school/lrt/mrt/bus/etc.

remember, new unit = warranty. old unit = u need to repair ur self.
conan1
post Jan 17 2020, 08:55 AM

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QUOTE(EmpireAnt @ Jan 16 2020, 11:05 AM)
sub 200K la boss, don't look way further
RM20K can get from epf ..
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lol. the owner looking more than 400k house price.
unless very rich then should be no prob.

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