I've been under this Privilege Saver account since last year. Been lucky because standard chartered bank staffs came to our company to offer us this account. And the rate is good.

For me
1. I changed my salary account from MYB to SC to get the 2.00% rate p.a.
2. I applied for 360 reward credit card from them as well. All compulsory expenses (utilities) and recurring transaction (monthly donation and insurance premium payment) >1k goes to my 360 reward credit card to get 1.50%. PLUS, spending up to 1.5k, I could get an additional 5000 reward points.


Total up I have 4% p.a.

Just make sure you have the discipline not to overspend the money in this saver account, otherwise, you will not see the growth of money you earned from the 6% rate p.a.