Did they give you a debit card on the spot?

Does reload bigpay via SC credit card count as 1k spending?
Thinking to change from ocbc360 but I try not to hit 1k spending on credit card.

https://av.sc.com/my/content/docs/my-revise...er-campaign.pdf

***

(b) Card Spend
Bonus Interest Rate on credit card spend is applicable to all SCBMB credit cards (“qualifying SCBMB Credit
Card”).
The Bonus Interest Rate on credit card spend is only applicable for retail transaction charged to the
qualifying SCBMB Credit Card (“Retail Transactions”). For avoidance of doubt the following Retail
Transactions will not be entitled to the Bonus Rate:
• Cash Advance
• Balance transfers
• Easy Payment Plan monthly instalments
• Income tax payments
• Payments to loans or credit facilities or deposit accounts
• Payments to Government bodies
• Any credit card fees and charges (including annual fees, interest charges, administrative fees, cash
advance fees)
• any amount charged to your linked credit card in that calendar month that is subsequently cancelled,
voided or reversed. Balance owing on the qualifying SCBMB Credit Card(s) from previous or other
months and
• Any other amount charged to the credit card as may be determined by SCBMB from time to time

***

Will SCB Liv CC topup to BigPay entitled for Bonus Interest ?? or BigPay is considered Credit Facilities / Deposit acc ?

so here's my very simplified cons of Privilege$aver (versus Unit Trust):

(1) I would only keep very little liquid cash in my bank account, enough to keep me going for a few months. A bulk of my savings goes into my Unit Trust which although is riskier, would earn a much higher yield than 6% per anum if i keep for the long run.
(2) The sales charge of my unit trust investment is only 1.5%. investing with SC is 2.5%.
(3) I already have existing insurance & existing unit trust. doesn't make sense to get another set. this drops my potential Privilege returns by 2%. This strengthens point (1).
(4) I've used SC credit card before and had to cancel because the rewards and cashback pales in comparison to MBB cards. this drops my potential Privilege returns by another 1.5%. This strengthens point (1).
(5) One month FD rates in Malaysia is already at 2.7%. The basic Privilege savings is only at 2.5% (say i don't get the credit card and the investment/insurance).
(6) There is a life span on this offer up to 31st Jan 2021.

Anyway, i'm honestly open to rebuttals. I too am considering this Privilege$aver scheme because i like the idea of consolidating all my finances under just one bank. But there just isn't a good reason to do it with this Privilege$aver program.

They said CIMB themselves will charge RM1 which cannot be refunded by SCB.

hi guys, may i know how much i need to deposit in order to open a saving account with STD CHRT? rm250?