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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

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christie_ang
post Feb 6 2020, 05:09 PM

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QUOTE(smartfreak @ Feb 6 2020, 02:15 AM)
Boost charge 2% processing fee up to max rm2.
https://support.myboost.com.my/hc/en-us/art...obile_site=true
BigPay/Boost/shopeePay
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umobile gopayz...0 charge. cap 1.5k daily.

christie_ang
post Feb 11 2020, 02:02 PM

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QUOTE(smartfreak @ Feb 6 2020, 08:36 PM)
But gopayz can't be top up using credit card.
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topup to bigpay, bigpay to gopayz
christie_ang
post Feb 11 2020, 02:05 PM

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FYI, for those who already have credit card with SCB and already have online account can opt for no debit card. it just that you can't withdraw money from ATM, you have to transfer to other bank if you wish to withdraw.
christie_ang
post Feb 11 2020, 02:54 PM

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QUOTE(Cookie101 @ Feb 11 2020, 02:16 PM)
Not quite correct. You can opt of debit card if u already have cc.

U can withdraw from your credit card by selecting current account.

But please take note that. For PSA u won’t earn the 1.5% if u do not have a debit card.

And their debit card is free.
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When i open the account in the branch on 5th Feb, the officer told me that debit card is not free, RM8 per annum and I will still get 1.5% as long as i spent 1k on credit card.
christie_ang
post Feb 11 2020, 04:46 PM

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QUOTE(Cookie101 @ Feb 11 2020, 03:24 PM)
U mean now u go without debit card?

Then u won’t earn the interest of 1.5%

Give it a try and see how it goes next month. 2nd of March would show already whether u have it or not.

My partner encounter exactly the same. The officer at first say no need etc. Then end up not getting.
U mean u never heard any bank offers free debit card?

😂😂😂

Time to visit a branch with kind souls.
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it's quite weird that w/o debit card then can't get the 1.5%, because from the product page, this 1.5% is coming from the spend by using credit card not debit card.

Spend

Spend RM1,000 on your credit card to earn 1.5% p.a. bonus interest.

How to automate your savings?

Set-up Standing Instructions (IS) for bill payments.

Note: The eligible Bonus Interest of 1.5% p.a. for spend category is for maximum deposit balance of RM100,000 only. Eligible Customers must use Standard Chartered Bank Malaysia Berhad credit card.

All of the bank do offer free debit card for basic saving account, this is per BNM guideline. But since PSA is not basic saving account, thus the officer told me we need to pay RM8 is valid.

christie_ang
post Feb 11 2020, 05:33 PM

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QUOTE(Cookie101 @ Feb 11 2020, 05:05 PM)
My dear,

You can twist and argue however you want. I’m telling from experience. My partner manage to get back the interest as I’m a priority so the RM plays a role in this.

You may try but I doubt you can get the missing month as my partner’s colleague did not manage to. Reason being the colleague is the one who did not want the card and signed the tnc acknowledging that will mean forfeiture of the 1.5%

And if u like to refer to the product page, perhaps you should spend some time reading the full tnc as well.

It has been stated in all tnc. Even With the latest revised one, it is still stated there- please refer clause 15 if in doubt.

Click here  and have a read.

To save yourself and others from future trouble, go back the bank or request online for a card tag to it.
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May I know when your wife open the account?
I just get to know from one of the agent, they mentioned that before feb, it's compulsory to get debit card, after feb it's optional.
christie_ang
post Feb 17 2020, 02:52 AM

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QUOTE(zenquix @ Feb 11 2020, 06:16 PM)
T&C already shared. Good luck if you want to complain - "Agent told me so"
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Already get clarification from SC Live Chat Agent, Debit card it's a must and no annual fee, can refer to link below, pg10

https://av.sc.com/my/content/docs/my-scbmb-...ges-booklet.pdf




 

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