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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

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Hinote
post Sep 5 2022, 03:37 AM

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What do you guys think on HLB Pay&Save vs Privilege Savers?
Recently stumbled across Pay&Save, high interest and seems not difficult to achieve - unless I overlooked if there's any catch? Wonder why not much mention of it here on LYN hmm...
Hinote
post Sep 29 2022, 12:06 PM

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QUOTE(wyh @ Sep 28 2022, 07:38 PM)
sad.gif SC still not raising it
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Yea... Waited for long and they seem to stuck at this low rate since... Sigh.
Hinote
post Sep 30 2022, 01:31 PM

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QUOTE(LostAndFound @ Sep 29 2022, 03:51 PM)
For quite a while di RHB has been better than those two, why not that one?
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I'm also on PSA and 360. Have thought that RHB Smart seems harder to achieve?
Hinote
post Oct 13 2022, 03:12 PM

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QUOTE(LostAndFound @ Oct 2 2022, 06:23 AM)
Depends on your usage of course. RHB need 3x bill payment (no minimum amount), transfer in RM2000 (I think, can't remember exact amount but around there), and spend RM1000 on CC.

The good thing about RHB is that in their webpage, where you viewing the savings account summary, there is a table showing which of the criteria you have already met for the month. No need to sendiri keep track in some excel sheet. It even shows degree to which you've achieved (so e.g. for the CC spend might show "you have spent RM500" and the target is RM1000.

For me I see no issue to achieve. I think most difficult is CC RM1000 (bill payment just pay RM1 x 3 to TNB or something), that one really depend your spending pattern/habit. I will say their Shell Visa can use to reload ewallet though.
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Cool, will look into getting RHB Smart then. Perhaps will ditch PSA instead of 360 biggrin.gif since PSA is lowest interest rate among all now dry.gif

 

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