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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

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datolee32
post Apr 14 2021, 06:12 PM

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QUOTE(!@#$%^ @ Apr 14 2021, 09:10 AM)
yes
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Besides RHB smart, OCBC 360 and Stashaway Simple, any high interest yield saving account?
datolee32
post Apr 14 2021, 08:42 PM

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Joined: May 2020
QUOTE(Eurobeater @ Apr 14 2021, 07:52 PM)
There is HLB Pay and Save. Interest is up to 3.15% if you do a few things like spend with the debit card or make electronic payments or trade shares

Most normal people will only get to enjoy 2.25% however if they are not active share traders
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I see, so the bill payment minimum RM 500 compare to OCBC 360 without any minimum expenses. In this case, I will still prefer 360 although 2.15%. Thanks for sharing.
datolee32
post Jul 3 2021, 10:13 PM

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QUOTE(CoronaV @ Jul 3 2021, 06:04 PM)
How to fully maximise interest earned?
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Monthly:
1. 0.75% - Deposit RM3,000 in fresh funds
2. 0,75% - Spend RM1,000 on your credit card.
3. 0.75% - Perform minimum 5 retail transactions on your debit card
4. 2% - Invest a minimum of RM30,000 Unit Trust or insure/cover with a minimum of RM30,000 annual premium/contribution value during the month .
datolee32
post Aug 29 2021, 08:10 PM

On my way
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Junior Member
654 posts

Joined: May 2020
QUOTE(woolala @ Aug 29 2021, 03:28 PM)
Is the debit card interest in this month? Wondering if there is a fixed period for the debit card interest to come in each month?
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Not yet, usually last day of the month will be deposited.
datolee32
post Nov 17 2021, 11:31 PM

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QUOTE(ronnie @ Nov 17 2021, 10:36 AM)
which merchants you used it for typically to get RM1 x 5 ?
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You can reload RM 1 x 5 using shopeepay, but a bit troublesome because you need to remove the debit card every time and key in again.
datolee32
post Nov 18 2021, 12:05 AM

On my way
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Junior Member
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Joined: May 2020
QUOTE(MilesAndMore @ Nov 18 2021, 12:01 AM)
BigPay
You can reload your ShopeePay using your Standard Chartered debit card ? I was able to add the card to my ShopeePay but when i tried to reload it, it always failed. I reached out to Shopee, Shopee told me to contact Standard Chartered. When i contacted Standard Chartered, Standard Chartered asked me to contact Shopee  doh.gif

So now i just do it on BigPay. Working fine for me.
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Yes, you can. But you need to remove and add the card for the next transaction.
datolee32
post Feb 1 2023, 05:51 AM

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Junior Member
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Joined: May 2020
QUOTE(!@#$%^ @ Jan 31 2023, 01:47 PM)
any good?
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If I understand correctly, every month need to increase RM3k from the previous balance, by end of the quarter can enjoy additional 2% interest for maximum average balance RM100k


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datolee32
post Feb 1 2023, 06:53 AM

On my way
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Junior Member
654 posts

Joined: May 2020
QUOTE(MGM @ Feb 1 2023, 06:27 AM)
Will stop using this cos find the bonus loyalty not attainable for my usage. Luckily got ocbc360 n will explore  rhb smart account.
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If cashflow less than RM50k and RM30k, can try KDI 3.5% and Versa 4%, withdrawal within 1-2 days, interest calculate daily.

 

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