Apply different personal loan at the same time
|
|
 Jan 14 2020, 04:18 PM, updated 6y ago
Show posts by this member only | Post
#1
|
 
Junior Member
518 posts Joined: May 2008 
|
Can I apply different personal loans with different bank at the same time and choose to only accept one after approval?
Currently applied 35k personal loan at CIMB waiting for approval. Worried that it might get rejected so i thought of applying at other bank at the same time. |
|
|
|
|
|
Jan 14 2020, 04:22 PM
Show posts by this member only | Post
#2
|
Junior Member
55 posts Joined: Nov 2008
|
how much interest?
|
|
|
Jan 14 2020, 04:26 PM
Show posts by this member only | Post
#3
|
|
Junior Member
518 posts Joined: May 2008
|
QUOTE(fumie @ Jan 14 2020, 04:22 PM) how much interest? CIMB 6.88% |
|
|
Jan 14 2020, 04:29 PM
Show posts by this member only | Post
#4
|
Junior Member
67 posts Joined: Oct 2007 
|
can
|
|
|
Jan 14 2020, 04:31 PM
Show posts by this member only | IPv6 | Post
#5
|
Senior Member
3,165 posts Joined: Feb 2015
|
QUOTE(jkfoong @ Jan 14 2020, 04:26 PM) CIMB 6.88% Very high int rate...avoid |
|
|
Jan 14 2020, 04:31 PM
Show posts by this member only | Post
#6
|
|
Junior Member
55 posts Joined: Nov 2008
|
QUOTE(jkfoong @ Jan 14 2020, 05:26 PM) CIMB 6.88% through online kah? i also wanna apply personal loan. |
|
|
|
|
|
Jan 14 2020, 04:31 PM
Show posts by this member only | Post
#7
|
|
Junior Member
518 posts Joined: May 2008
|
QUOTE(axantra @ Jan 14 2020, 04:29 PM) can From what i see on Maybank personal loan FAQ, does this apply to them only?20. Q: The Bank had approved an amount lower than what I asked for. Can I decline the facility? No, you are deemed to have accepted the loan upon approval and disbursement of the loan into your savings / current account, regardless if the approved amount is lower than the request amount and if the approved amount is remains unused in your saving /current account. |
|
|
Jan 14 2020, 04:33 PM
Show posts by this member only | Post
#8
|
|
Junior Member
518 posts Joined: May 2008
|
QUOTE(aspartame @ Jan 14 2020, 04:31 PM) Very high int rate...avoid What else bank available for 35k with lower rate? Not HLB since they decide to give me only 25k.QUOTE(fumie @ Jan 14 2020, 04:31 PM) through online kah? i also wanna apply personal loan. I went to the bank since I have side income to declare. Online also can apply if you need less than 8x gross salary. |
|
|
Jan 14 2020, 04:37 PM
Show posts by this member only | IPv6 | Post
#9
|
|
Senior Member
3,165 posts Joined: Feb 2015
|
QUOTE(jkfoong @ Jan 14 2020, 04:33 PM) What else bank available for 35k with lower rate? Not HLB since they decide to give me only 25k. U want for what purpose? I am not familiar but I know 6.88 very high int ...I went to the bank since I have side income to declare. Online also can apply if you need less than 8x gross salary. |
|
|
Jan 15 2020, 08:23 AM
|
|
Junior Member
67 posts Joined: Oct 2007
|
QUOTE(jkfoong @ Jan 14 2020, 05:31 PM) From what i see on Maybank personal loan FAQ, does this apply to them only? u signed the loan contract already?? if not how they can force u to accept? Maybank = Along?20. Q: The Bank had approved an amount lower than what I asked for. Can I decline the facility? No, you are deemed to have accepted the loan upon approval and disbursement of the loan into your savings / current account, regardless if the approved amount is lower than the request amount and if the approved amount is remains unused in your saving /current account. |
|
|
Jan 30 2020, 02:34 PM
Show posts by this member only | IPv6 | Post
#11
|
Junior Member
489 posts Joined: Jun 2009
|
exercise caution... esp during bad market times like now
|
|
|
Jan 30 2020, 02:35 PM
|
|
Junior Member
49 posts Joined: Jul 2019
|
credit card cash withdrawal is much lower if they(bank) call u
|
|
|
Jan 30 2020, 03:50 PM
|
Junior Member
68 posts Joined: Jul 2019 
|
Can consider Hong Leong or Alliance. They offering cash back for personal loan. As low as 4-5%
|
| Change to: |  0.0167sec
 1.05
 5 queries
 GZIP Disabled
Time is now: 14th December 2025 - 05:57 PM |
Quote