wah, u already look into pa...
just consider between 2.22% enough la...

anyway IPF 1 year return is 8.72%
https://www.bloomberg.com/quote/OPUSIPF:MK

while MPF 1 year return is 3.76%
https://www.bloomberg.com/quote/OPUSMPF:MK

First of all, I would like to make a disclaimer here. I am not the authorize spokesperson for my company. So whatever I post here is just purely fact and my personal opinion.

As for now, we are working on some of our business strategy and do stay and follow us for more upcoming exciting features or campaign. Can't disclose much but CNY is around the corner, I believe Boost will have more campaign which may applicable by investing in our fund as well as other merchants on their platform.
We do adhere to a very strict and high level of AMLA and Anti-Terrorist Funding Guideline, as you know we are govern and licensed under Securities Commission Malaysia. We are subject to a lot of audit and we strongly believe we are on the right track and continuously engage closely with our regulators with our plan.
Hi @TheRant, I am glad that you throw this question out. As I mentioned earlier I am not the spokesperson, but I do wish to tell you that our fund invest in Investment Grade Bond and Government Guaranteed Bond, there is no junk bond in our portfolio to achieve that 8% return.

You may look at https://www.opusasset.com/products/unit-trust-funds/ and check out on the fact sheet of the funds to look for the distribution of bond ratings in the funds. I believe you know what a junk bond rating are. Perhaps you would be more impressed if you find out more about the funds and understand how our fund manager works hard in delivering the returns without taking unnecessary risk. In OpusAM, we believe in risk adjusted return and we do not take excessive risk to chase for unnecessary returns, overall Bond Funds are meant to be conservative and generate steady returns to investor. We rather not making more returns than having our investor suffer in lost, of course for short term due to certain market constraint it may have losses, but in long term 1-3 years time, in overall bond fund should give you a steady return.

Hope my answer can clear your doubt. And is good that you are not a risk taker, so perhaps if you find out more about our funds then you can have better confidence with us.