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 Opus Touch, Self-Service UT Platform

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rojakwhacker
post Jan 3 2020, 11:06 PM

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QUOTE(Kelvin666 @ Jan 3 2020, 10:40 PM)
I sold my IPF and got back my money on the next working day, though it took 2 days since there is one day public holiday.
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When you said sold Income plus fund (master account), does it means no fund in the income plus fund like RM0? If yes, are you able to see option to invest in the other fund, money plus fund? hmm.gif
rojakwhacker
post Jan 3 2020, 11:16 PM

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QUOTE(tan_aniki @ Jan 3 2020, 11:08 PM)
don't be so obvious la, later they complain...
i think if you click start investing, and then click back, you should be able to see the other 2 funds
the same as now when i click investment on IPF, and click add investment, i click back and saw the other 2 funds
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So it's not necessary must have Income plus fund (after sold all) in order to invest in money plus fund.

Just brought income plus fund yesterday and have not sell it yet, so i do not know. Those who had already sold income plus fund, hope to share do you see option to invest in money plus fund or as tan_aniki said should be able to see other 2 funds. hmm.gif
rojakwhacker
post Jan 4 2020, 06:05 AM

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QUOTE(Kelvin666 @ Jan 4 2020, 01:33 AM)
Yes, the user interface is a bit confusing. You have to click investment in IPF and click back to be able to see the options for the other 2 funds.
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That's great. Money plus fund as master account rather than income plus fund.
rojakwhacker
post Jan 4 2020, 09:41 AM

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What does 'cooling off' means in OPUS?
rojakwhacker
post Jan 4 2020, 10:19 AM

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QUOTE(uchitech008 @ Jan 4 2020, 10:16 AM)
Morning, for boost payment to opus, is it like hellogold must be the same phone number registered under boost and hellogold or like sspn can be any boost account? Tq
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Yes, more or less similar, need to do kyc, bank account number, etc. Real name and personal information.

Not sure if can scan and pay with other boost account or not.

This post has been edited by rojakwhacker: Jan 4 2020, 10:20 AM
rojakwhacker
post Jan 4 2020, 10:21 AM

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QUOTE(cucikaki @ Jan 4 2020, 10:05 AM)
I see got invite code during registration, do i get anything if i use someone else invite code? If yes, do pm me ur invite code. Thanks.

Ill study this thing wednesday onwards, after my new job interview, now study back my accounting standards... zzz
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The invitation code works better when there is campaign invitation code.
rojakwhacker
post Jan 4 2020, 01:14 PM

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QUOTE(tan_aniki @ Jan 4 2020, 01:01 PM)
actually IPF and MPF not much difference, only the management fee 0.85% vs 0.35% pa
just play it wisely, later someone will report to them and it's game over...
for me i will keep 1000 units inside MPF for long term run, as i can easily top up RM100 rather than start with RM1k everytime, this is not wise if there are many campaigns on the same month like last Dec
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Agree! thumbsup.gif

Difference with Income plus fund and money plus fund, if in the long term for example one year:
Income plus fund profit 4+% per pa.? good for long term, one year may be.
Money plus fund profit 3+% per pa.? good for short term, one month may be.

Not sure if the 0.85% and 0.35% is tax on units before sell or after sell or ringgits?

Soon, going to see if can do multiple add on transaction, RM100 X number of times in a day. hmm.gif

This post has been edited by rojakwhacker: Jan 4 2020, 01:27 PM
rojakwhacker
post Jan 4 2020, 01:25 PM

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QUOTE(Grevade @ Jan 4 2020, 01:23 PM)
Awesome. Will we get cashback from shopback if topup using boost?
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I did get RM8 on track in shopback and will only know if it is a comfirmed cashback after 90days.
rojakwhacker
post Jan 4 2020, 01:54 PM

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QUOTE(bukitbanyan @ Jan 4 2020, 01:41 PM)
You are master strategist. Will emulate you in keeping 1k inside and do in out RM 100 afterwards😂
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I would prefer one or twice lump sum out rather than always, just my opinion.

I found out about the distribution of units works like,
1)Income plus fund - few months on one distributions of unit or profit into account.
2)Money plus fund - almost every month, a distributions of unit or profit into account

If you look through the history prices, distribution normal happen around 20th to 26th of the month when it distribute.

By the way, when doing filling up the requirement before start purchasing on the income plus fund, it asked whether to credit the distribution as unit or profit into back account. I choose units. What is everyone thought on this? Although unit or profit into bank account is of the same result.
rojakwhacker
post Jan 4 2020, 02:04 PM

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QUOTE(bukitbanyan @ Jan 4 2020, 01:56 PM)
Because i think need to optimise shake rewards. If lumsum 1k instead of 100x10, if you got zero shake will be sad.
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Opps, got me wrong. tongue.gif

I am referring to the out as in redeem (withdraw) from OPUS fund to bank and not boost to pay to invest in Opus fund.

For boost to pay, i have no objection on numbers of times anyone want to perform but will need to spend RM1000 for the first time (after campaign return to initial investment RM1000). Shake is just additional profit where as everytime anyone spend using boost is already guaranteed 2.22% like tan_aniki said. flex.gif
rojakwhacker
post Jan 8 2020, 11:53 AM

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QUOTE(thinkhappy @ Jan 8 2020, 11:51 AM)
If pay with boost, does it require same phone number?
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Using scan and pay.
rojakwhacker
post Jan 8 2020, 12:04 PM

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QUOTE(bunyani @ Jan 8 2020, 12:01 PM)
i just registered .. but how come only show 2 choices.. IPF and SIPF.. but no MPF..
I tried to get back to previous page where we can select investment preference.. but fail to load..
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Happens to every user, just brought RM1000 in Income plus fund T+1. Then money plus fund is available for invest.
rojakwhacker
post Jan 9 2020, 08:38 AM

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QUOTE(basSist @ Jan 9 2020, 08:16 AM)
Activated boost RM500 scan & pay mission but seems like paying to opus doesn't count for it?

Aiya just checked. Tnc exclude online payment. Only for physical store and web desktop. Let boost troll again.
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Opus touch = Web desktop
rojakwhacker
post Jan 9 2020, 10:21 AM

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QUOTE(coolguy99 @ Jan 9 2020, 09:57 AM)
First investment need 1k?
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1)Income plus fund = RM1000 for initial investment
2)Money plus fund = RM1000 for initial investment

After initial investment, RM100 add on investment is allowed. If not wrong, each type of fund must have minimum balance RM1000 at all time for the fund to stay invested.

Example:
1st Jan: Invest Income plus fund, initial investment RM1000.
3rd Jan: Invest Income plus fund, add on investment RM100.
1st Feb: Redeem Income plus fund, RM1100 + interest (if interest is available).
5th Feb: Invest Income plus fund, initial investment RM1000. (Not allow to invest RM100 as fund account have RM0 due to redeem in 1st Feb).
rojakwhacker
post Jan 9 2020, 10:35 AM

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QUOTE(coolguy99 @ Jan 9 2020, 10:34 AM)
I see thanks guys. Do you guys invest the 1k using Boost via Opus Touch desktop?
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Yes.
rojakwhacker
post Jan 11 2020, 11:05 AM

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QUOTE(jefftan4888 @ Jan 11 2020, 10:17 AM)
< 1,000 units (e.g. 999 units) - not possible to redeem

> 1,000 units (e.g. 1001 units) - can redeem fully in 1 redeemption only; can’t redeem 500 & 501 units in 2 times

Am I right?
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<1000 units - fully

> 1000 units - 2 options: fully or partial.

Example:
Balance: 1200 units.
Fully: 1200 units
Partial: 0 < x < 200 units.

This post has been edited by rojakwhacker: Jan 11 2020, 11:06 AM
rojakwhacker
post Jan 19 2020, 07:56 PM

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QUOTE(tan_aniki @ Jan 18 2020, 11:46 PM)
Wow…
Suddenly we got a CS in our thread~
My wufe acc face the same problem again, stuck on QR page while Boost successfully paid RM500…
Already screenshot, if no update on yesterday then will send the email to clientservices email as well…
Thanks for ur support at here~

So far we really like Opus and the CS is quite responsive as compare to Boost~
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Any update on the problem solved?

I too face the problem on the scan QR payment page and no response after scan boost QR. sad.gif

Edit: Status change to Accepted for Processing from Failed. confused.gif

This post has been edited by rojakwhacker: Jan 19 2020, 08:15 PM
rojakwhacker
post Jan 22 2020, 11:29 AM

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QUOTE(tan_aniki @ Jan 19 2020, 08:21 PM)
yes, they solved it without sending any email to them
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QUOTE(zenquix @ Jan 20 2020, 11:47 AM)
yeah got this problem too. Was fixed without email 45mins later (was too bz to email them but saw the notification from them later)
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It is back to normal now. After scan the boost qr code is able to complete a transaction and status changed to Accepted for processing. rclxm9.gif
rojakwhacker
post Jan 23 2020, 02:06 PM

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QUOTE(calvin84 @ Jan 23 2020, 02:01 PM)
Thanks for the compliments.

I will reflect this to my management team. We do have some market outlook but is currently only available to some of our partners. There are some upcoming update in our pipeline. I am not fit to give any investment advice here as I don't represent my company as spokespersons. I do can share my personal understanding and basic knowledge which is if OPR rate cut, for those existing investors in bonds would benefits as yield of the bond may go down accordingly to market, and once yield go down the price of the bond will go up which will reflect in an unrealized profit & loss.

Regardless of how interest rate move, bond fund investment is still a necessary asset class in portfolio construction. In general, we would suggest people to put investment into bond fund rather than fixed deposits as you can generate a better risk adjusted return from it. My two cents.  biggrin.gif  But dont take my words for granted, again have to emphasize I am not licensed sales person, is purely share knowledge as a man on street here only.

We would have some investment talks from time to time, we would see if there is any opportunities to have some to retails.
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Is the below fund interpretation correct?

OPUS Income Plus Fund = bond fund

OPUS Money Plus Fund = money market fund?
rojakwhacker
post Jan 24 2020, 04:11 AM

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QUOTE(Zegoon681111 @ Jan 24 2020, 12:26 AM)
Is there an app for this, or need to go to their website to do the fund management?

Thanks.
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Website only

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