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 Opus Touch, Self-Service UT Platform

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mamamia
post Jan 9 2020, 08:22 PM

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QUOTE(rojakwhacker @ Jan 9 2020, 10:21 AM)
1)Income plus fund = RM1000 for initial investment
2)Money plus fund = RM1000 for initial investment

After initial investment, RM100 add on investment is allowed. If not wrong, each type of fund must have minimum balance RM1000 at all time for the fund to stay invested.

Example:
1st Jan: Invest Income plus fund, initial investment RM1000.
3rd Jan: Invest Income plus fund, add on investment RM100.
1st Feb: Redeem Income plus fund, RM1100 + interest (if interest is available).
5th Feb: Invest Income plus fund, initial investment RM1000. (Not allow to invest RM100 as fund account have RM0 due to redeem in 1st Feb).
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Just wonder is it capital guaranteed? Not really understand the fund.. IPF or MPF safer?
mamamia
post Feb 2 2020, 06:57 PM

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QUOTE(lkoky @ Feb 2 2020, 06:39 PM)
Just signed up... lets see
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Me too
mamamia
post Feb 3 2020, 07:40 PM

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QUOTE(Ganandran @ Feb 3 2020, 12:31 PM)
Mine can't login via phone. keep redirecting login page. tried few time ady. Maybe ltr lunch i clear cache and try again.

Anyway account approved.
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Sorry for being noob, what does pending transaction means? I also have my acc approved and shown the same as urs.. is that means it is already invested? Do we need to do anything for investment? OT will use the fund to help us to invest? As I c the market value is 0, don’t really know how to use


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mamamia
post Feb 3 2020, 08:38 PM

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QUOTE(tan_aniki @ Feb 3 2020, 07:48 PM)
it will takes T + 1 for your investment to turn into units
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Thanks for ur info.. so, will wait tml to get it turn to units

So, we don’t need to choose, they will invest for us, just MPF or IPF, right?
mamamia
post Feb 3 2020, 10:43 PM

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QUOTE(tan_aniki @ Feb 3 2020, 08:40 PM)

default is IPF

after that u can choose which one you want to invest in, there are total 3 of them at the moment with SIPF
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May I know how to choose other fund for MPF & SIPF? I don’t see the option to invest for other fund except IPF
mamamia
post Feb 19 2020, 07:47 PM

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QUOTE(tan_aniki @ Feb 19 2020, 07:44 PM)
I switch to SIPF now
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SIPF is better than IPF?

Any switching fee? or u just add investment to SIPF and maintaining IPF?
mamamia
post Feb 20 2020, 08:23 AM

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QUOTE(tan_aniki @ Feb 19 2020, 10:13 PM)
Free 4 switching per year but i did the manual way: Redeem and add on rather than wasting time submit the document for switching

I cant touch my IPF yet but move my MPF to SIPF and will only move from IPF to SIPF on 6 or 27 Mar
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Do u mean that IPF has minimum holding period?
mamamia
post Jul 24 2020, 10:01 AM

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Is that u guys will redeem b4 distribution?
mamamia
post Aug 10 2020, 09:44 AM

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QUOTE(funboy555 @ Aug 10 2020, 09:39 AM)
If you all invest like this, most likely you may have loss more than earn at the end of the day.

Because some times it could be 1 day adjustment, and later go up again, then u sell at low price and have to buy back at high price.

Anyway, just my opinion.
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I just wonder y ppl want to sell at low price? I thought suppose to buy low sell high? N I thought should add units now since it is dropping

This post has been edited by mamamia: Aug 10 2020, 09:44 AM
mamamia
post Aug 11 2020, 07:16 PM

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QUOTE(tan_aniki @ Aug 11 2020, 12:21 PM)
Opus T+1
you can't have this advantage on others
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Sorry, I still don understand.. if u sell when the price drop, u get lower proceed? u get the money in T+1, do u mean that u buy back again next day while the price still dropping?
mamamia
post Aug 12 2020, 10:14 PM

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QUOTE(GrumpyNooby @ Aug 12 2020, 10:57 AM)
OK, it's a sign to go in again!  rclxms.gif
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Semakin baca semakin blur.. really not good in all the investment..
mamamia
post Mar 10 2021, 02:31 PM

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QUOTE(tan_aniki @ Feb 18 2021, 11:39 PM)
All bond down, not just IPF
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Keep dropping until almost below my principal amount... Now i wonder whether to keep... cry.gif
mamamia
post Mar 10 2021, 03:23 PM

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QUOTE(rojakwhacker @ Mar 10 2021, 03:00 PM)
Do you mean OPUS Income plus fund? Looks like downtrend and continue to drop further since August 2020. I Had none in it but put some in money OPUS market plus fund instead.
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Ya, IPF... meaning i should withdraw b4 it drop further ... bye.gif

 

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