Bonds usually don't move that fast. If it moves that fast on the downside especially in this current scenario of the virus, best to cut loss. You made the right choice.

I got out of my bonds  for the above reason but my stocks etc I'm still holding as I want to be able to experience how it feels like during such a time as this (so in future I am better able to know what to do when I put in much more $ in it and whether I can tahan or not both emotionally, psychologically and money wise). Also because the amount that I'm holding is not that much as compared to what I'm prepared to put in ultimately. Yes, I'm bleeding a fair bit but I was prepared before I put in $ (although the drop has been way faster and steeper than I did imagine).

why i say is opus issue is do u face the same issue when using boost pay for other mechant?
this only happen to opus so its opus issue

Resident individuals, unit trust companies and listed closed-end fund companies are exempted from income tax for interest income earned from ringgit-denominated Government bonds and corporate bond and sukuk in Malaysia .