YES, that is very true for the amount of money you have in a UT fund before or after distribution is (about) the same.
This is NOT correct....as after the dust of the distribution had been settled,...any movement in the NAV will affect the total amount of money in your UT fund.
if the next day, the NAV drops 0.9% your money will be impacted by 0.9% also
if the next day, the NAV rises 0.1%, your money will be impacted by 0.1% also

(as after the dust of the distribution had been settled, the amount of money you have in a UT fund before or after distribution is (about) the same.)

read through many times
read the link you quoted yet i still tak  faham
i even ask my son to explain to me
he also google and show me some article still i tak faham

first, i mentioned "the amount of money you have in a UT fund before or after distribution is (about) the same."
in the NAV calculation it has this factor "Minus all liabilities"...thus govt tax had been inputed in the calculation of the new/latest NAV post dividend

not sure if this article had been posted before,
Understanding Unit trusts Dividends
https://www.interpac-asset.com.my/understan...he%20long%20run.

no money la
i wish i rich lo
hahaha

btw this opus negative RM133

extreamly low
need to buy more jor
next monday in another RM500
btw when distribution?

But does not mean will impact ipf or sipf cause all this bond is sold to public like us not those big big company ma

my 500 from yesterday investment

u all so free to analyze?
for me if drop i buy more
if after distribution i also buy
i just keep buying saja dont really care
and i do make noise when it drop but just for the sake of making noise
end of the day i just buy and buy
i put RM500 in on a weekly basis and sometimes i put more if really drop la

cut as well. at least earn some from credit card benefit ma.

thank you
again top up top up
RM500 come come come

dont want see NAV for the next few days
hahahaha

yes correct, use to be OPUS 40%, ARSTF 40% and SAMY 20%
now ARSTF 75%, OPUS MPF 5% and SAMY 20% on 36% portfolio
i go back into SAMY on election day hahahaha!!

No need top a few k like u ppl le, no dip, top like normal, dip transfer money market fund go nia.
Every time a few hundred oso can.
My wife prefer fd n saving plan.
I yg cari i saraan/prs/sspn for income tax rebate or investment. Dia dpt manfaat bcoz when my wife income too high n tax more, my son n others receipt that no name punya she ambil habis.
I yg keluar duit tp i every month kering. 😭😭😭

Wow...
Coming soon
1.06xx

Thanks, i've read that.

Just trying to understand what is going on with opus ipf keep falling recently.
Is that a sign it's going for downtrend and we should transfer fund from unit trust to stock market?
Or we should pump more into unit trust for next uptrend?

Just discussion. 

for mid/long term, is it time to top-up or stay-put ?
mind to share your experience

yup but that's not update immediately
anyway i might just stop for the time being or permanently

thanks for the advise

Sold off most of my holdings and switched to somewhere else already.