sorry FI stands for fixed income ?
Ya

FI does not need to DCA like ETF ?
normally FI very stable n the effect for u to do DCA oso very small. DCA normally for the UT with high volatile because we cant timing the market.

may i know what is the common play for Opus Income Plus Fund ? isn't it buying consistently every week / every month in  order to average down then per unit price (hopefully) ?
for ur info, i memang top up monthly not because wanna DCA    because wanna accumulate emergency fund ( i kuat belanja punya org) 

uncle still dont know what is IPF vs MPF
all i know is IPF higher risk
MPF lower risk
that is all i know
so i put in both 10k each la
then come back after 1 to 2 years to see see look look

i actually still tak faham NAV

i also dunno how to calculate out, just whack only
better understanding than buying stock, no buy or sell price, just one NAV and no broker fee etc

The price of each unit (Nav) is calculated based on the fund's total net asset value divided by the number of units. The NAV of a fund is the market value of the fund's net assets (investments, cash and other assets minus expenses, payables and other liabilities.)

It is all in the fund annual or semi-annual report:

Example for IPF:


IPF Annual Report:
https://www.opusasset.com/wp-content/upload...v=1595423869922

i notice that the fund size for Opus is quite small

Betul betul
For ipf perlu dca?
Like weekly rm200?

i want to ask the button "cooling off" buat apa?
after click my screen turn blue saja and do nothing

Question:
1. i just now press redemption and i see need 10 calendar day to take money back? Is this true?
2. Why this opus not like other plaform that got 'switch' button, this one can only do redemption and send to your bank account?

Not so easy as I need people to tell me put money or withdraw money like how my agent tell me
So now I have to learn all this trick myself

banyak tahun sama dia la
i did not send money to him
i send money to PMO saja
so how to cheat?
provided PMO cheat uncle lo
i am not that educated and even last time 20 years ago i buy insurance also kena cheat
not sure u all heard a insurance company call Asia Life?
So every month i pay RM300 to the agent (direct to agent) for 11 years
during 20 years ago there is no such thing as checking your balance over internet
all is by "trust" la
of course got annual statement that i dont even bother to understand
so ended up kena cheat for 11 years
what happen is i pay agent RM300, dia masuk RM250
and i did not find out till my friend who is also with the same agent found out
my friend case lagi funny, 1 year bayar RM3000 satu kali
Agent Masuk RM200 1 bulan untuk dia and angkat itu RM3000 pergi rolling
i just can blame myself being stupid and not that educated
btw now the agent that cheated a lot of us owns a big company that sell "noodles"
lots of branch as well
now he no more in Insurance line

OPUS RM9999 here i come!

agent call panggil top up P BOND
so i also top up here OPUS lo
i never really ask him the question why need to top up my P BOND
i just top up saja

nice and i am thinking of put into their wholesale fund as well
almost same % of return but their say more stable according to the guy who called me
so will switch from my PBOND to their wholesale fund
seriously PBOND is really old man fund

Bond fund normally won't have sales charge or very low sales charge.

What is ARIM?

amanah raya actually doing charity, they were in deficit but still can distribute dividend

https://www.bernama.com/bm/ekonomi/news.php?id=1873031

Down so much sad case just top up little over Friday
Will switch to MMF to avoid roller coaster la
My heart not strong

A campaign for new investor as usual.

I think if you don't have either one of the funds or neither both funds in your portfolio, you can invest by just putting RM 100.

I think they just draw the Raya campaign winner.

SSTPLR is investing primarily in MGS and MGII.