Dec 26 2019, 12:01 PM
QUOTE(mini orchard @ Dec 26 2019, 09:08 AM)
It depends on whether the strata title is issued.
If not, then you can discuss with the developer whether they allow to omit your name.
On the other hand, banks are very rigid with this type of arrangement. They normally want the 'selling' and 'buying' between you and your sister to take place plus the cancellation and reapplication of loan. You can approach the bank to try your luck.
A joint owner name cannot be simply "omitted" in a SPA when it is already signed and stamped, especially with the property is tied to the bank loan. If not, then you can discuss with the developer whether they allow to omit your name.
On the other hand, banks are very rigid with this type of arrangement. They normally want the 'selling' and 'buying' between you and your sister to take place plus the cancellation and reapplication of loan. You can approach the bank to try your luck.
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