QUOTE(emburrar @ Dec 20 2019, 09:47 PM)

E-Tunai Rakyat from GrabPay and TnG eWallet: users not only have to redeem the RM 30 by 14 March 2020, but they have to utilize it by the same date.
In other words, you can’t keep the RM 30 beyond 14 March for TnG eWallet or 15 March if you choose to redeem it via GrabPay. Hence, it begs the question: what would happen to the allocations that become expired or not redeemed by users?
Will they go back to the government or will these e-wallet services able to keep them around? With RM 450 million have been reserved for the E-Tunai Rakyat program, it is hard to discount the possibility that there could be some significant amount of unused allocations from the program.
We are now reaching out to the parties involved in E-Tunai Rakyat program for further clarifications. So, stay tuned.
I am going to assume you are not familiar with the reserve
system so I will explain.
Those money does not actually exist yet, they can claim to give you however much money as you want without actually having that money (this is how the banks do it BTW). They only need to guarantee that the money is available for redemption once taken. After that it's just a simple matter of playing with the numbers (ie using someone else's credit top up to pay for your credit)
This is how broadband bandwidth works as well. Unifi does not have 500 Mbps * Unifi subscriber bandwidth because not everyone will use all the bandwidth at the same time. They just need to provide you that bandwidth when you need it. Same method is used with Google Drive, Dropbox etc.