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> Bank of China House Loan

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TSlulusantos
post Dec 20 2019, 02:35 PM, updated 5y ago

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anyone take housing loan from bank of China?
Will it be more complicated or more risk than local banks?
mini orchard
post Dec 20 2019, 06:43 PM

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QUOTE(lulusantos @ Dec 20 2019, 02:35 PM)
anyone take housing loan from bank of China?
Will it be more complicated or more risk than local banks?
*
All banks in msia are regulated by BNM.

Risk of borrowers assessment depends on individual banks.

I would say the bank is more worried about your risk.
Pac Lease
post Jan 8 2020, 10:56 AM

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QUOTE(lulusantos @ Dec 20 2019, 02:35 PM)
anyone take housing loan from bank of China?
Will it be more complicated or more risk than local banks?
*
as long as your housing loan can be approved, so is doesn't matter.
fotokaki
post Jan 15 2020, 12:11 AM

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Majority of the housing loan in Malaysia are similar as all been regulated by BNM.
Be it semi-flexi or full flexi most of the T&C are similar.
Just make sure u can pay more to shorten the loan tenure will do.

 

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