Is it even something to be proud of? Placing more than 170k into FD? It pays slightly below real inflation rate. So you are actually devaluing your money by placing so much into FD.

This is definitely the trait of a middle class aggressive saver if I were to do profiling based on what you have posted so far. It’s not a bad thing to be middle class as upward mobility is still very real and possible. It’s just that it’s not something to brag about either.

Also, I don’t get what’s the fascination with being right? Is your life that depressing or uneventful that you find delight in petty things like Genting offering Texas Hold Em tables?

Lol.. crap. I alsp have 200k in fixed deposit.

I cant really afford a house/condo yet--so fixed D the best place for me.

I no Buntut sakit, more like ayam wanna ask for some donasi. Any vacancy for god-son ?

Why do you need me to teach you how to manage your finances? At the end of the day, it’s totally up to you and also depending on how much risks you can stomach.

Buy a car is not even considered an investment. But with 170k, you could probably buy a Honda Civic with cash and drive it for 6 years before upgrading to another Honda.

With 170k cash, your only other option is rumahwip. Get a 300k rumahwip property with 70% loan. Place 30% or 100k down payment.

It’s okay bro. You didn’t show off.

TS did.

in other words, you are telling me nothing that i don't already know.
nothing concrete or useful to contribute? then kindly keep your mouth shut
TS hasnt even started showing off yet. i still have a lot of ammo left to expend

i  feel that anyone who cheongs prostitute is pathetic. and the lowest and worst of all are those who sit at home wanking to porn .

personally i myself maintain a small harem of several fwb & fubu.

as long as you have 6 figures liquid assets, and is reasonably well (endowed down there), it should not be too hard to maintain a small harem .
the only bad habit i have that my fwd/fubu dislike , is my occasional wager at the genting casino texas hold em poker. aside from that i dont have any other bad habits.

well... im not convinced you will honour your bet. because you keep on disputing that the pictures shown is not actually "texas hold em poker " as per your definition

do you want to renegotiate the T&C of our agreement?

firstly , its not just money. the man needs to be well endowed down there, like me.
also, women tend to prefer bad boys who indulge in an occasional spot of gambling

5k is to buy sex toys like bondage bdsm gear , and vibrators,  to play together with my women.

Not convinced? Genting really don't have mah, they actually use that name but actually it's not poker hold em which is commonly everyone know, coz it's not easy to get  a quorum for hold em game ,it's ok if you are stupid, but don't act smart la

Firstly, spending 5k to buy sex toy don’t brag in /k lah. Some people spend more buying Lego Millenium Falcon no shout to whole kampung also right?

Secondly, if ayam like what you said hung like a horse, ayam so busy piap left and right where got time post in /k ler?

Thirdly, if you really powderful it will be the women buying the toys to entertain you lor... diu...

Repeat. Diu...

There are pros and cons, fuck shop can openly be found unlike nowadays no signboard, hard to find, if it's openly don't think you'll park your car nearby there lo.....

My view la

There is a ktard advise before. Go Cheong makes you loves your wife more because after Cheong you felt guilty.
Go Cheong is pay certain amount money and no strings attached.
Keep fubu or small three cost more than you can afford. And if get caught with small three more worst.

firstly, manada sex toy more than 5k? high quality bondage harness won't even cost 500. shows you know zero about sex toys. sohai pulak talking about star wars lego

secondly, ....hmm....

thirdly, hmmmm .....

firstly, manada sex toy more than 5k? high quality bondage harness won't even cost 500. shows you know zero about sex toys. sohai pulak talking about star wars lego

secondly, ....hmm....

thirdly, hmmmm .....

live doll ?

Who the fuck uses sex toys? If you are that good with girls, you don’t need sex toys to get them wet. Only inexperience people or faceproblem guys need help from sex toys to turn on their partners.

Stop fapping to so many JAV and start socializing in the real world. You will realize what you see in the movies or JAV is not real life.

IN B4, Mr Grey also use sex toys in the movies...

what do you think of my Christmas shopping list?

https://forum.lowyat.net/topic/4879906

firstly, manada sex toy more than 5k? high quality bondage harness won't even cost 500. shows you know zero about sex toys. sohai pulak talking about star wars lego.

thirdly, actuallythey do buy sex toys.. for me..

god damn you really are stupid. why would i need a sex doll when i can play with real live humans?