Dear Mr XXX,

Please also be informed that the entity mentioned in your e-mail is not licensed, authorized or approved by Bank Negara Malaysia (BNM). An easy way to identify and verify whether or not a company is licensed by Bank Negara Malaysia (BNM) is by referring to the licensed institutions list on our website via the following links: https://www.bnm.gov.my/list-of-licensed-fin...al-institutions

If the company is not listed in our website, it simply means that the company is not licensed nor approved by BNM to offer any financial services or products.

We wish to inform that BNM has not issued license to individuals or any companies other than financial institutions that allows them to take deposits or offer any form of investment schemes to the public. Therefore, we would like to advise you to be wary of any form of investment schemes that offer high returns to investors.

If the investment scheme clearly offers an investment opportunity by collecting deposits from the public and the investors are promised with investment returns within a certain period of time, whereby the original investment will be refunded, the same may contravene Section 137 Financial Services Act 2013 (FSA 2013). This investment activity is against the law and you are investing at your own risk. Hence you are advised to only invest with licensed financial institutions.

If applicable you may also refer to Securities Commission (SC), Suruhanjaya Syarikat Malaysia (SSM) and Kementerian Perdagangan Dalam Negeri, Koperasi dan Hal Ehwal Pengguna (KPDNHEP) for their feedback on the status of the company/entities via the following website:

1. http://www.sc.com.my
2. http://www.ssm.com.my
3. http://www.kpdnkk.gov.my

If the matter contains elements of fraud,scams or cheating, you may refer the same to police (PDRM) as fraud,scams and cheating cases are under their purview. You may forward details of the fraudsters to PDRM for their further action.

Hope the above clarifies. Thank you.


Indrahdhevi B.
BNMTELELINK
Bank Negara Malaysia
Telephone: 1-300-88-5465