Long time ago, when I applied card from HSBC, Citi, UOB all fail. Called the bank but customer service was unable to provide reason for rejection. Even made a trip to check with Bank Negara to see if there was any possibility of a loan taken due to identity theft. BNM officer also scratch head wondering why reject.

Later down the road, colleague got a call from his hire purchase officer - he revealed that the company's receptionist refused to forward calls to HR for employment verification

But anyway, between the rejection and mystery unravelling, I opened up a Maybank current account so I could issue cheques for big ticket items. The bank called me up shortly after offering a pre-approved Petronas Visa card and I happily accepted. At that point I only kept like RM1,000 in the current account and never issued any cheques. Maybe you can try the same route.

This post has been edited by roarus: Dec 8 2019, 09:37 PM