I got no issue on applying 1st credit card, yes ofcoz kena rejected by afew banks at 1st.

Tat was becoz i juz work for 4 mths or so, the longer u contribute ur epf socso, car loan installment etc, u ll build up ur financial score slowly.

Go for a basic card la, try various banks, 6 mths down the road try to apply again, eventually u ll get 1 card.

Since ya asked in serious kopitiam, u should have giv detail on ur current financial report so tat others dont need to assume this n tat mah, however seeing ur several replies ontop, kek good luck ts.

This post has been edited by kennykong85: Dec 8 2019, 03:08 PM