Maybank 2 reserve require annual income of rm100k. Do you meet the requirement or not? You can try applying through maybank website directly. It's very user friendly and the card can even be posted to your office if you want. Don't need to waste time going to branch.

If you meet the requirment you can submit online a few times. I recently applied for maybank fc barcelona and it was rejected the first time. I've retried not long after that and it was accepted.

I got rejected by public bank as well and dint retried because need to either submit through branch or post to their office. Very troublesome and time consuming.

Good luck and dont overspend