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 Credit Card Reform

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KennyKB
post Dec 8 2019, 11:19 AM

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QUOTE(Archemedia @ Dec 8 2019, 10:32 AM)
Take note requirement of 24k is AFTER deduction of epf/commitments/etc. Not your gross salary.

Also a petition for what? Credit Card is not basic human rights or anything?
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Banks are very flexible on this. In any case it is certainly NOT after deducting epf/commitments/etc.

TS should check whether he has any record in CTOS or CCRIS or is there any outstanding loan he defaulted? Nobody should think that they can default with one bank and apply to another bank. The banks all share a database of borrowers and defaulters.
KennyKB
post Dec 8 2019, 07:27 PM

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QUOTE(moonsatelite @ Dec 8 2019, 11:22 AM)
You can check in the thread, I've posted my clean CCRIS screenshot. Don't know how to go about it anymore, can only think to go to BSN and place an RM 5,000 FD for a card
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How about a debit card? It works like a credit card except that the amount is debited instantly from your account. If you have an ATM card it is also a debit card.
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