This looks like no record at all. Had you have previous loans or other CC? Working for how long rd?

Not sure about you, but my CC in Maybank got approved very easily though it is kinda basic

Also, in 2015, BNM have tightened the rules for issuing credit cards, especially the premium/platinum ones by raising the minimum income limit and a bunch of other stuff. Reason being is that they want to limit the indiscriminate practice of banks simply issueing CC to ineligble people in their eyes. Like plat card for someone who earns only 24k a year

Why did this topic suddenly migrate from Serious k to here?