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Can you transfer / receive wechat rmb?, Now need bank account of China
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mobileoop
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 Dec 3 2019, 07:35 PM
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Getting Started
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Just want to share my experience.
I will be going to China end of this month. For the last 1 week+, I have been trying to register for Wechat Pay and AliPay. I tried a few of my cards on AliPay (TourPass), all of them have been unsuccessful. I received the error related to "High Risk Card...". Then, yesterday afternoon I was messing with the chat bot inside Alipay app. I even typed some curse word like "F*ck you". lol. I didn't know what I did and it was transferred to a real support staff. After chatting, she said someone will call me tomorrow (which is today). I received the call about 2 hours ago. She said there will be an email send to me, and I will need to submit My passport and also the photo of my credit card. I just did that. And hopefully there will be a good news for the next few days.
Last night, I was playing with the Wechat Pay as well. I selected the region as "China". I was successfully Added my Visa Card there! I tried to top up to the WeChat Pay balance, all my cards will show errors. I believe it only allows top up balance using a China bank card. There is a page which is used to verify my real name identity, I tried to click everywhere, but there is no way for me to submit my passport. So right now, my Wechat Pay account is still NOT verified.
Just now, I tried to purchase the train ticket via "Rail & Flights" inside the Wechat Pay. The first time it failed. The 2nd time, It was successful! I receive the email "Thank you for your using Travelgo.com. You reservation has been submitted.Travelgo.com will attempt to reserve this ticket for you and purchase it automatically when the pre-sale period has begun."
I compare the train ticket price on wechat pay vs trip.com, it is CNY 20 more expensive than trip.com. Anyway, I just wanted to try to see if wechat pay actually works. And it did!
I will know for sure if works when I see my online credit card statement for the next few days.
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mobileoop
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Dec 4 2019, 10:59 AM
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Getting Started
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At 9 am just now, I receive a notification on the Alipay mentioned that they are reviewing the limitation of my account. Hopefully, it is a success later. :D
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mobileoop
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Dec 4 2019, 11:01 AM
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Getting Started
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QUOTE(kons @ Dec 4 2019, 09:14 AM) i have been using tourpass in china just last week, works fine like normal alipay, can pay for cab and food and everything. tourpass is super easy to sign up, not sure what you have been doing, i managed to get it working in less than 30 minutes. already spent more than CNY 3000 so far. You are the luck one! Not everyone has the same smooth experience like you. If you read the comment section of https://rapidtravelchai.boardingarea.com/alipay-tour-pass/ you will see some people can not activate the alipay as well. One particular person had the exact same error that I saw = Error message “Fund loading failed” The current transaction is risky and we interrupted the transaction for your security. |
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mobileoop
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Dec 4 2019, 11:03 AM
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Getting Started
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QUOTE(guardioo @ Dec 4 2019, 10:39 AM) I had spend more than 20k monthly on tour pass. This is my experience I went to first bank and tell me better go another bank as it take 2-3 month for verification, go to 2nd bank and require my employment letter and address, go to 3rd bank even ask require minimum 180 days in china and pay tax. In the end i went to ICBC and get a tour card, register wechat pay and alipay with no hassle, what you require is actually get a China fren and use their mobile phone in case any thing goes wrong, but seriously it really painful getting bank account in china, when everything in China does not use much cash now. Right now, it does not require a china bank account nor a china bank card anymore to use wechat pay or alipay. Maybe it is still under experiment phrase. Still have lots of limitations. |
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mobileoop
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Dec 4 2019, 06:34 PM
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Getting Started
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QUOTE(hhkong @ Dec 4 2019, 04:06 PM) i managed to use alipay tourpass without much issue during my trip to china last month. i linked my rhb credit card to my alipay account and get myself a hk data sim before the trip and it worked perfectly. i top up a few round of my alipay balance during the trip, no issue. only one thing to take note is never try to transfer rmb from your alipay to any local chinese. i bought something from the tour guide and have tried to pay him by transferring bal from my alipay to his alipay. my alipay account got blocked after a few unsuccessful attempts. howver, i managed to call local alipay helpline and got it all sort out in a morning. What do you see under "Identity Verification"? My account is still showed as "Unverified". Other than the hk data sim, do you use alipay for other transaction? If yes, what are the transactions? An update on my case, I receive the notification related to "Account limitation Removed". I thought I could add then CNY 2000 via Tourpass already. I just tried it and I still received the "Fund loading failed" error! At least, I believe the Wechat pay is working fine for me. As I already received the Train Ticket Pickup Code. But, I need Alipay just for backup. |
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mobileoop
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Dec 5 2019, 09:49 AM
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Getting Started
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QUOTE(hhkong @ Dec 5 2019, 06:52 AM) identity verification shows "unverified". no, when i said hk data sim i meant i got it while still in msia becos you need a data line to make this ewallet works. btw, i used alipay for hotel accommodation, at shopping centers, supermarkets, convenient stores, kaki lima petty traders. basically 99% of the spending in china i used alipay other than some angpao i gave to china relative in kampung area i used rmb cash. i add rmb1000 while still in msia to the tourpass and made another 2 top up while in china. it all worked perfectly, no error message. Thanks for the info! Good to hear that it can be used at most of the places. I guess my Wechat pay should be almost the same. Maybe there will be a slightly fee. My Alipay still not working. I almost give up on Alipay. I have some paper CNY cash, just for backup in case I really need it. |
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mobileoop
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Dec 5 2019, 04:02 PM
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Getting Started
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QUOTE(hhkong @ Dec 5 2019, 10:16 AM) bring a credit card just for emergency purpose. most 4 star hotels, shopping centers and supermarket accept credit cards for payment... Yes, definitely will bring credit card too. |
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mobileoop
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Dec 5 2019, 04:04 PM
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Getting Started
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QUOTE(Jay Chua CC @ Dec 5 2019, 02:12 PM) tourpass is good. top up rmb with debit card. no issues. payment is less than 2 seconds I have been trying so hard to get the Alipay tourpass. But, still it failed to load the fund. |
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mobileoop
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Jan 4 2020, 12:00 PM
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Getting Started
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FYI, I just came back from China. My WeChat pay is garbage. Can not be used anywhere else. I only successfully purchased a train ticker using a travel app inside WeChat. I can't even use it on Didi e-hailing inside the WeChat! I can link the Wechat Pay to Ctrip but I also can not use it to purchase the one day trip tickets!
Wasting so much time in setting up wechat pay and alipay, at last the hard cool paper money is the most reliable. I already cancelled my wechat pay and alipay account!
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