4 colleagues? sound easy with the right tactic.
Anyway, what is the contest? Not the apply and win campaign?

Did you won the phone?

Actually by paper is based on submission date and time via Ringgitplus whatsapp. but actually there are hidden rules suck as quota per bank etc. they also informed me that they follow bank approval date. Quite misleading and look at your luck.

U won the iPhone 11 pro max ? I didn’t win T_T

Is your application processed by RHB Staff or RinggitPlus Contact Centre?

haha..means go thru Ringgitplus.. not direct with Bank.. perhaps just cancel the credit card with the bank since they said can't.

Old Process last year was we submit our basic details to RinggitPlus and RinggitPlus will send the details to Bank and Bank will contact the customer for the application
New Process started this year is submit to RinggitPlus , then RinggitPlus process the application and supporting document and send it to Banks for approval. It might just a simple call from the Bank for verification or even no call from Bank.

The Old Process is faster and no delay since there is dedicated Sales Agent in Bank will follow up cases, faster approval. (for my previous CC and I got the Flash Deal gift)
The New Process - They have high number of application and slow process, submit to Banks with batch and slow down the approval process. Bank approved my CC but I was't notified untill I call Bank to check after I saw the record in CCRIS.
And RinggitPlus is pretty not transparent for the selection of the winner. I have been told that there are quota for each bank and selection criteria also based on approval date, not submission date as per in the TnC.
I have even been told they will put me in priority list for next campaign bla bla. So can see is it a "Scam"  haha