honestly i find folks who put these up don't really understand what moving to another nation means

often not you don't earn more, its just you spend different

one such example is in singapore, transportation by MRT is relatively possible ; BUT you don't have a car

as a single adult without any partners or what not, this is not a problem.

But once you add ahmoi, and if ahmoi hates the trains you are in trouble

and if you have kids and you need to walk 15 mins from your house to the nearest mall, its a problem

And in that sense Malaysia does indeed become much cheaper.

What singapore allows is you can scrape the barrel and go on an invest/spending spree. Like if you save tons of money and are a malaysian can spend on a house.

Or you can spend on a nice holiday due tot heir better exchange rate.

But there are costs to this, 3 years missing in your country tends to also mean that you wont have as many connections and cables in malaysia.

Which is one of the reasons why expats get "caught" thinking they can come back for a high ranking/pay job in malaysia. Most times hte company wont give it to you, cause they would prefer to hire someone they know personally.

thank u both. i am thinking either to register in malaysia or sg also. i am malaysian, gf is singaporean.

once marry, can get PR in sg. i am thinking what can she get at malaysian? dependant visa that can work? she cant get PR right?

thanks again. i am holding EP, for now.

will clarify with authorities as well. cause in long term, i wanna move back to MY. but only question i have is, will she be able to work?  :confused:

Thanks. thankfully we're both PR so our options are less complicated

half singaporean 

You don't really see dramatic quality of life differences even in my family, theres always a sacrifice to something. For some people its worth it, for me its not

I like running to the nearest mall, packing grocers to my car and zoom back

yea man....many go over to SG but brought the Malaysian mindset with them and trying to live in SG like how they live in Malaysia... Of course it wouldnt work lmao....

haha yeah..  actually many that argue on the 3K sgd and 5K ringgit did not realized that there's a thing called increment. 3K sgd is considered on the low end of the offer and there's many more room for increment enforced with the experience working in SG.... while RM5K is considered on the higher than average already for malaysia.

Thus as you said. as bonus and increments weighing in, most will end up settling down here and half of them converting citizenship for the sake of their children.

don't need middle age la its hard to move after you get long term ahmoi

first the ahmoi has to want to move with you

second you have to worry if you can buy house a not, and where the ahmoi gonna roost

then you buy house dy, ahmoi suddenly got "interior design" hobby, raid IKEA

then after buying and furnishing the entire house, most times in 5 figures...........

you pack your bags and run off?!

no as you quoted me instead i quoted you. I m just telling you is SGD instead of RM

Term and condition, yes.
You buying a heavily subsidy house, sure you need to take up the t&c

Btw, you can own more than 1 property even you have a hdb, but no apply to pr
But I know some pr got second property in MY by appeal to HDB board

well... looking at the bright side, they can instantly afford the downpayment of a HDB the when they get hitched

20K SGD is easy peasy if the guy can save 1K a month and most of them do.. hdb is actually damn affordable that's why SG has one of the highest home ownership in the world. All thanks to LKY.

deswai.. the best scenario is to be hitched by a sgrean and you'd get all the benefits.

Sorry, I didn't understand your English. What did you mean by "how low the marginal propensity to save over there"? Did you mean that a lot of them have very little savings/hard to save? Or, did you mean that although they save, the amount saved is very little?

Please forgive my substandard command of English.

Terima kasih atas penjelasan tuan.

Sekian.

Thank you so much for the explanation - it is very much appreciated.

Cheers!

If a person reached that stage, chances of returning to Msia is probably 0. Kinda applies to most white collar Malaysians here... so i guess getting hitched by a Sgrean is the best case scenario for those who want to settle down. hnghhhhh.

welp, as the saying goes, the more you earn the more you spend

actually, if one of the spouse is sgrean already the other will just remain PR... best of both worlds yo!.. and actually once PR, the chance of rejection is super super low (cuz they can keep your CPF and you can no longer make a full withdrawal) that's the game they play.

so if one spouse keeps the PR status, he can revoke his PR and bring the SGrean wife along to retire in Msia and proceed to make a full withdrawal on the CPF, altho wife no choice but have to collect the pro-rated CPF pay outs... so having this in mind, is not wise to convert to citizen if already have a sgrean spouse.

Retiring like this... after selling off the HDB and converting the CPF to MYR, simply simply also can get RM3m liao... more than enough to enjoy the retirement.