Toyota 2-tier plan
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 Nov 20 2019, 09:40 AM, updated 7y ago
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#1
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Newbie
17 posts Joined: Aug 2018 
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anyone knows about this toyota 2 tier installment plan?
pay lower installment for first 6 year. after 6 years u have option to trade in for new car or continue pay the loan with high installment im thinking of applying this. is it ok or not? Toyota |
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Nov 20 2019, 11:08 AM
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#2
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Newbie
17 posts Joined: Aug 2018
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QUOTE(JZenith @ Nov 20 2019, 09:54 AM) i saw base lending rate at 6.75% per annum. is it ok if compare to regular HP?you can ask the sales to count the price you owe with bank after 6 years, and the trade in value. normally for a toyota if you installment after 6 years, you will earn for sure if you sell. no point trading in your car to get a new toyota and continue your loan another 6 years?  i was thinking of continue with the loan even after 6yrs bcos toyota usually last longer.. |
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Dec 9 2019, 10:07 AM
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#3
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Newbie
17 posts Joined: Aug 2018
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i ask toyota salesman before, even they not recommend to take toyota capital except if u have ctos or ccris. toyota capital is last choice. he also said, eventhough toyota offer can trade in new model after 6 yrs, it depend on car market value at that time. if your installment total is less than market value, u still need to top up money plus 10% dp again for new model.
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