If cant afford to finish paying within 5years then don't bother to buy new car.

Lots of used cars within 10k.

My friend bought nissan tried to sell off after 2years, just to know that the need to compensate additional 15k or more to sell it to dealers

Cars experience the most depreciation in first 3-4years period. If anything happen to your job you can't sell it off, instead must top up somemore.

This post has been edited by AllnGap: Nov 20 2019, 05:53 PM

When they buy new car, usually look at monthly instalments only.

Never include true cost of ownership that include instalments, service, wear and tear parts, insurance, fuel costs, tolls, parking etc.

Like in x70 FB group, got one guy previously drive myvi, was asking about x70 FC.
I think he fill up previous car can last for a week, now x70 lasts for 4days only. So that's additional 200-300 fuel cost to him per month on top of new instalments plus expensive insurance.
He's gonna have heart attack when comes to changing tyres I bet

That's the thing I said. They only look at monthly installments not the true costs of ownership

This post has been edited by AllnGap: Dec 7 2019, 05:00 PM

This is under your control
Let me tell you things that not under your control.

Insurance nowadays must repair back at SC for accidents if not void warranty. I drive Mazda and accident before so I know their policy regarding accident claims.

Like CX5, I saw repair bills just hit one side. Damaged front lamp (4k one side), bumper (2.5k), grill (2k). Like that the claims easily go up to RM 10k. Bang ppl bumper break 2 lamps = 14k repair bill

One simple accident can burn big hole in pocket.

Even if some motor hit your rear corner butt, there's radar device behind that corner for blind spot monitoring. So bumper + that radar system you got to fork out from own pocket it it's motor that hit you.
( Front bumper Mazda logo is actually a radar device built inside ).

SC only replace, they don't repair.

If it's your fault you burn NCD. Meaning you start all NCD all over again which costs at least 7k before hit NCD full discounts again.

I tell you lots of ppl dont know accidents repairs costs at SC. Not only you bang ppl or ppl bang you, sometimes sohai go bang pillar during parking can make you broke also as repairs exceed 8k easily

This post has been edited by AllnGap: Dec 7 2019, 05:02 PM