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> best rate personal loan in malaysia, for private sector staff

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TShomicidal85
post Nov 19 2019, 09:35 AM, updated 7y ago

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hi all, i need some cash for an investment and I am looking for the best deal islamic personal loans for private sector staff. any recommendations?
so far, the best i can find is alrajhi (4.99%) and HSBC amanah (6%). any better deal?

inb4 ahlong

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sasuketaichou
post Nov 19 2019, 09:40 AM

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have u check ringgitplus recommendation?
TShomicidal85
post Nov 19 2019, 09:43 AM

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QUOTE(sasuketaichou @ Nov 19 2019, 09:40 AM)
have u check ringgitplus recommendation?
*
yeah, the 2 i mentioned are recommendations from ringgitplus and imoney. im not sure if they are the latest info though.
SUS2feidei
post Nov 19 2019, 09:55 AM

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usually bank telemarketer that you have credit card/ bank account call u got better rate one.....got pernah even got less than 4%....but, i rejected, not interested. biggrin.gif
sasuketaichou
post Nov 19 2019, 10:00 AM

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any1 know maybank ezpay feature

This post has been edited by sasuketaichou: Nov 20 2019, 04:20 PM
ComingBackSoon
post Nov 19 2019, 10:04 AM

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Apply hsbc credit card get 12k free
Pichu00
post Nov 19 2019, 10:07 AM

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QUOTE(homicidal85 @ Nov 19 2019, 09:35 AM)
hi all, i need some cash for an investment and I am looking for the best deal islamic personal loans for private sector staff. any recommendations?
so far, the best i can find is alrajhi (4.99%) and HSBC amanah (6%). any better deal?

inb4 ahlong

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*
No point checking which is lowest rate one cos they judge u base on yr financial profile one. Those dam low one usualy give to high income cantik criss profile one not hutang here and there bad record low salary worker
fantasy1989
post Nov 19 2019, 10:14 AM

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how much u need?
SUSpundi
post Nov 19 2019, 10:16 AM

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wan how much
and
for wat use?
i kepohci jer
kons
post Nov 19 2019, 10:16 AM

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hlb gave me a promo yesterday - personal loan without income doc needed.
just apply online.

4.5%
fantasy1989
post Nov 19 2019, 10:24 AM

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QUOTE(kons @ Nov 19 2019, 10:16 AM)
hlb gave me a promo yesterday - personal loan without income doc needed.
just apply online.

4.5%
*
EIR is still close to 9%
kons
post Nov 19 2019, 10:27 AM

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QUOTE(fantasy1989 @ Nov 19 2019, 10:24 AM)
EIR is still close to 9%
*
yeah didn't take... but first time i see personal loan without income doc needed
fantasy1989
post Nov 19 2019, 10:28 AM

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QUOTE(kons @ Nov 19 2019, 10:27 AM)
yeah didn't take... but first time i see personal loan without income doc needed
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Citibank 1 just go to website (pre-logged in) ..drag the scrollbar and money goes to your account laugh.gif


kons
post Nov 19 2019, 10:31 AM

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QUOTE(fantasy1989 @ Nov 19 2019, 10:28 AM)
Citibank 1 just go to website (pre-logged in) ..drag the scrollbar and money goes to your account  laugh.gif
*
you mean quick cash?
fantasy1989
post Nov 19 2019, 10:31 AM

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QUOTE(kons @ Nov 19 2019, 10:31 AM)
you mean quick cash?
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yup
kons
post Nov 19 2019, 10:33 AM

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QUOTE(fantasy1989 @ Nov 19 2019, 10:31 AM)
yup
*
that's only if u have cc already with them.

i tried it before but some agent will still call me to confirm the details. sounds cute.
Strike
post Nov 19 2019, 10:37 AM

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the banks which u put boat loads of money inside usually offer. in my case maybank plus im macai gov
SinzChan
post Nov 19 2019, 10:40 AM

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btw CIMB 17% gila police still havent go catch this bigfiah ahlong
blackamikaze
post Nov 19 2019, 10:41 AM

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QUOTE(Pichu00 @ Nov 19 2019, 10:07 AM)
No point checking which is lowest rate one cos they judge u base on yr financial profile one. Those dam low one usualy give to high income cantik criss profile one not hutang here and there bad record low salary worker
*
This is correct, it also will base on your company your working for. Working for gomen and big mnc will give u better rate

WaCKy-Angel
post Nov 19 2019, 10:43 AM

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QUOTE(homicidal85 @ Nov 19 2019, 09:35 AM)
hi all, i need some cash for an investment and I am looking for the best deal islamic personal loans for private sector staff. any recommendations?
so far, the best i can find is alrajhi (4.99%) and HSBC amanah (6%). any better deal?

inb4 ahlong

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*
Dont want share what investment u doing? drool.gif drool.gif

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