Wow, i didint know this thread moved to /k already.. long time didnt come liao...

is it healthy to hAVE so much here?

200k in asm
400k in asm3
200k in asm2

Finally Im back online to lowyat forum after lost so many years.

Any fund available top up now FP

My logic explained:



Breakeven will be in 4 years with the assumption:
1. Need to commit to holding to 4 years
2. In the next 4 years ASM1 returns exceed ASM3 returns by 0.15% on average (geometric average).

Yes I know it's not much but then again it is a painless process requiring little one-off effort that takes a couple of minutes.

Long-term returns comparison for ASM1 vs ASM3. You can see both for 5Y and 10Y ASM1 returns around 0.15% higher.

why minus 1 month of interest? because of switching?

The drawback is it is unlikely to get available fund during this time.

small amount  is ok lah,,
if amount big i would withdraw  much earlier
put in KDI or Rize earn daily interest first,
then end of month withdraw buy ASM.

Unable to change phone number at the website. In the end I went to ASNB branch to settle at the machine there

If i want to sell 60k myr via the app will i get the money on the same business day?

historically higher dividends in the last 3 years.

ASM is as good as EPF - that was long long ago... it is history
even previously ASB also way better than EFP if i still remember la

EPF seems better for long term unless multi-tiered dividend?

How about ASM? Btw, ASM 1/2/3, which is the “better” one?

My logic explained:



Breakeven will be in 4 years with the assumption:
1. Need to commit to holding to 4 years
2. In the next 4 years ASM1 returns exceed ASM3 returns by 0.15% on average (geometric average).

Yes I know it's not much but then again it is a painless process requiring little one-off effort that takes a couple of minutes.

Long-term returns comparison for ASM1 vs ASM3. You can see both for 5Y and 10Y ASM1 returns around 0.15% higher.

you try and let us know

not interested to stay awake at 2AM... not that young anymore.

of course... the best time to buy easy without hassle

buy, buy, buy.......................

ASM2 is available as of this time

I meant i am able to purchase ASM2 .. 👍