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Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
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raptar_eric
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 Nov 19 2019, 11:56 AM
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QUOTE(lucifah @ Nov 18 2019, 03:28 PM) yes, u are no 2 contributor IINM in the previous thread. let me check Who posted in: Ultimate Discussions of ASNB Fixed Price UT Poster Posts nexona88 1132 beLIEve 898 poor fella 248 cscheat 182 -CoupeFanatic- 133 saitong09 130 mushigen 117 Orchid beauty 89 bristlebb 87 AnAngel65 84 vanitas 74 rojakwhacker 74 cactus112 73 moosset 62 alexanderclz 55 des85 55 tensixteen 50 neverfap 50 MUM 48 coolguy99 47 ikanbilis 45 aawcy 40 ilove1388 39 Dd2318 38 jorgsacul 38 TOS 35 MGM 34 veera77 31 raptar_eric 31 daimon 30 JeffryKL 29 ctraveller 27 nightpipper 27 INTEGRITYXXXXX 26 roarus 26 Matchy 26 [Ancient]-XinG- 25 fun_feng 25 yklooi 22 LOL at the number of post counts... thank god it has been moved to kopitiam.. those who wanna spam, can spam all they want... alot of posts from the previous topic are just "oh told you so".. alot of facts which are well known to everybody |
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raptar_eric
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Nov 29 2019, 09:55 AM
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Anyone got 2k asm/asm2/asm3 to let go to me? Wanna round up my figure  will give a meal of kfc value meal hahaha |
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raptar_eric
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Dec 9 2019, 06:35 PM
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QUOTE(lkwang91 @ Dec 9 2019, 03:36 PM) Does anyone know if there is any banks that accept ASM as collateral for loans or overdrafts? Thanks! To answer for loan, it is a yes, atleast for my case in Hong Leong Bank. Took a hire purchase loan, provided ASB statement rather than savings, and my loan was approved |
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raptar_eric
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Dec 10 2019, 12:47 AM
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QUOTE(wild_card_my @ Dec 9 2019, 06:44 PM) Thanks for sharing. I am not into HP (as a business) but looking to get one for personal use in the near future. Was it a one-to-one margin of advance? Do they look into your current commitments? I’m not sure if it’s 1-to-1 as i have only used up approx 30% of my DSR, so its just proof of funds in this case. For personal loan, definitely they do look at commitment, however i believe there might be a different set of calculation for different kind of loans |
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raptar_eric
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Dec 10 2019, 01:34 PM
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QUOTE(wild_card_my @ Dec 10 2019, 12:52 AM) Understodd, will look into this. Did you speak with the banker directly or was it through the sales agent? Do you mind sharing the contact of the banker? I may need a HP next year before Raya  Showing my ASNB balances would be the easiest I think Btw, for ASBF (which is my forte), it is possible to show RM20k worth of cash and you can get RM200k ASBF for ASB1 and ASB2. The banks consider the cash-in-hand sufficient AUM to roll for the next 12-months repayment, following which you can use the distribution to continue rolling. Not the best investment idea, just sharing that this can be done for ASBF. The same logic really shouldn't apply to a HP though. I dealt with the banker directly. Where are you from bro? The banker is from Taman Midah, Cheras HLBB branch.. you can PM me for the contact  |
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raptar_eric
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Dec 27 2019, 01:00 AM
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QUOTE(beLIEve @ Dec 26 2019, 09:42 PM) actually, i don't know how the transaction is done remotely, and curious to know. For me, prefer to meet at the bank. But I'm not paying 2% since I will cash out in case of unforeseen expenses. I never bought unit trusts due to the advanced commission + variable price. yours is small amount, but the raptor eric was big. Does buyer ask for your name/IC/phone? how does the buyer protect him/herself ? Ahaha i see my name. I sold my units to 2 diff person. 1 of them from KL, so i met up f2f, and dealt with him for around rm30k The balance 45k, was sold to a chap from another state. Upfront transferred 25k per transaction upfront to me, twice totalling 45k. We built trust from the previous transaction, and from time to time, i do let go my units to him without any charges since can save my time going bank to sell. With the total amount of deals we have done, we frequently transfer without any hesitation anymore This post has been edited by raptar_eric: Dec 27 2019, 01:04 AM |
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raptar_eric
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Dec 27 2019, 09:44 AM
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QUOTE(2048 @ Dec 27 2019, 09:36 AM) I bought units without considering the cash on hand, now have to sell some...bank in and transfer units seems impossible as no trust between strangers, for face to face deal I can only do it at JB, but I think most of the members here are from KL, only way is to sell back to asnb...but surprised to know that there's no transfer limits, like that all my units can be gone in one day if my account kena hack... For transfer you will need OTP from your phone |
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raptar_eric
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Dec 30 2019, 01:38 PM
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no more looooo
This post has been edited by raptar_eric: Dec 30 2019, 02:16 PM
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raptar_eric
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Jan 2 2020, 01:52 PM
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how la to buy now... 10 tries also hard liao, now 3 tries then see main page... haha die hard... happy new year 2020! surprise gift from PNB
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raptar_eric
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Jan 3 2020, 09:38 AM
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ya, 3rd try get 1001.. means limited to 2 tries only now  mobile app still 3 tries This post has been edited by raptar_eric: Jan 3 2020, 09:42 AM |
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raptar_eric
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Jan 14 2020, 03:10 PM
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aisehhhhhhhhhhhhh
This post has been edited by raptar_eric: Jan 14 2020, 05:51 PM
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raptar_eric
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Jan 14 2020, 03:17 PM
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QUOTE(sandkoh @ Jan 14 2020, 03:16 PM) can use tis to open new account or need to already has asnb asm2 account? cannot bro.. must have existing account only can |
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raptar_eric
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Jan 14 2020, 03:21 PM
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QUOTE(beLIEve @ Jan 14 2020, 03:19 PM) what happen to the $15? GST? hahaha sorry amended.. the 15 is inclusive in the 12k cos deducted from the amount.. transfer fees not GST |
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raptar_eric
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Jan 14 2020, 03:33 PM
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QUOTE(beLIEve @ Jan 14 2020, 03:27 PM) i thought the missing $15 is GST ler mah how come you not selling your ASM1 ah? eh pandai la u hahah.. shhhh.. not selling that, too hard to get... need use cash so let go ASM2 first |
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raptar_eric
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Jan 14 2020, 03:56 PM
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QUOTE(feeho @ Jan 14 2020, 03:54 PM) 1% is a lot, cause now return of asm going down. better let it go to asbn. It is compounding interest. Anyway to be honest, i have regulars buying no questions asked. Just that some of them are out of cash due to CNY coming so i just let go here. The extra 100 bucks wont make me richer. I just wanna save time from going to the bank mainly |
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raptar_eric
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Jan 14 2020, 05:08 PM
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sorry solddddd
This post has been edited by raptar_eric: Jan 14 2020, 08:29 PM
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raptar_eric
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Jan 18 2020, 05:00 PM
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QUOTE(@Lowyat.NET @ Jan 18 2020, 04:22 PM) the usual, will be done via myasnb. once received funds from buyer, i will transfer the units directly. You can transfer? I tried transfer to my wife, despite enuf funds, no idea why system keep saying cannot transfer more than available funds. I transfer like 10% of my funds only also error |
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raptar_eric
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Jan 18 2020, 05:12 PM
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QUOTE(wild_card_my @ Jan 18 2020, 05:05 PM) Did your wife open the account exclusively online? If yes, tell your wife to go to ASNB branch to credit money in cash to your wife's ASB fund Nope bro she opened an account via the portable van. I transfer before funds from her ASM2 account no prob, only ASM3 account giving prob now sigh |
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raptar_eric
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Jan 18 2020, 05:16 PM
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keep getting this error.. i only transferring few k out also get this error 
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raptar_eric
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Mar 25 2020, 11:52 AM
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QUOTE(Dd2318 @ Mar 24 2020, 05:38 PM) Thank you, seniors.... I better hardworking n check this thread on dividend payout date. I only takut - ve dividend... All stocks tenggelam since last year. PH bailout TH..... PN bailin Asnb. My teruk fren everyday scare me, say semua FP fund 15-20% cut principle. how to - principle? can you think abit? NAV is cap at 1 per unit, you guide me and teach me how can it be negative |
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