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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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mroys@lyn
post Nov 29 2019, 02:14 PM

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QUOTE(LoNeLyKiRa @ Nov 29 2019, 01:58 PM)
anyone here selling asm units?
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you should try the bundle with variable price units. may be more profitable than getting from lyn, if the VP is performing. Imbang 1 gave 4.25% right?
mroys@lyn
post Dec 31 2019, 07:32 AM

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QUOTE(alexanderclz @ Dec 30 2019, 07:20 PM)
what if after transferring the units, u refuse to give the cash? it's the risk to the seller.
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get a lawyer to prepare an agreement if involved large transaction.
mroys@lyn
post Jul 8 2020, 10:33 AM

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asnb funds look attractive now after yesterday opr cut
mroys@lyn
post Aug 10 2020, 11:59 AM

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QUOTE(iamoracle @ Aug 10 2020, 10:58 AM)
Today a little bit lucky. I managed to fish RM200 from Wawasan. biggrin.gif
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seriously? or sarcasm...
mroys@lyn
post Aug 10 2020, 02:28 PM

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QUOTE(iamoracle @ Aug 10 2020, 01:49 PM)
I am serious.
user posted image

*Update*
Another RM200. smile.gif
user posted image
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i see.... in those days, with json, 5k-10k a day was not an issue.
mroys@lyn
post Aug 19 2020, 10:07 AM

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QUOTE(skty @ Aug 17 2020, 03:08 PM)
First time doing this:

Let go some of the ASM Units
ASM3 190K
Transaction fees 1.8%
Meet Up at Bank
PJ & KL area Only
Pls PM don't reply here

(sorry as I copy the template of someone previous post)
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meet up at bank, i think cash transaction rclxms.gif

This post has been edited by mroys@lyn: Aug 19 2020, 10:08 AM
mroys@lyn
post Aug 19 2020, 10:45 AM

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QUOTE(skty @ Aug 19 2020, 10:12 AM)
just called ASNB yesterday to check how's the transfer to 3rd party procedure works.

apparently any agent (bank) or ASNB branch also can.
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do you mean buyer pay to you? or to the bank/asnb?
mroys@lyn
post Aug 19 2020, 11:04 AM

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QUOTE(skty @ Aug 19 2020, 10:58 AM)
buyer sure need to pay to me lor as I am the one selling.  biggrin.gif

what I asked is the transaction of transferring the ASM3 unit can be done at bank and also ASNB branch.
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ic, so buyer have to pay you first before you give instruction to the bank/asnb to transfer the units to the buyer.
mroys@lyn
post Aug 19 2020, 11:11 AM

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QUOTE(skty @ Aug 19 2020, 11:09 AM)
yes. there is a form to fill up to initiate the transfer
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ok, then it's safe. at least got b&w contract.
mroys@lyn
post Aug 26 2020, 09:55 AM

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saw 4.5%, very happy rclxms.gif

QUOTE(lucifah @ Aug 26 2020, 08:37 AM)
4.0% is very optimistic

realistically, u should expect 3.5 - 3.75%
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see this, potong stim sad.gif
so low meh?
mroys@lyn
post Aug 26 2020, 10:53 AM

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i'm ok with 4%
mroys@lyn
post Sep 1 2020, 12:22 PM

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Wouldn't SSPN is more attractive than ASM and easier to get? SSPN 2019 dividends are 4%+1%(loyalty, tnc).

This post has been edited by mroys@lyn: Sep 1 2020, 12:41 PM
mroys@lyn
post Sep 1 2020, 12:39 PM

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QUOTE(lucifah @ Sep 1 2020, 12:32 PM)
and dun forget the tax relief at whatever tax bracket u r in

for example, a 24% tax bracket got most of LYN forummers (RM 20k monthly salary)
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oh ya, forgot about that. ASM is more for long/medium term. similar to PRS, SSPN tax relief is only for certain period of time unless extended by gov in the budget announcement.
mroys@lyn
post Sep 1 2020, 04:59 PM

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QUOTE(beLIEve @ Sep 1 2020, 04:37 PM)
that for people with children only right? or ownself also can? anyway, too late for me now.
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dividends are but tax relieve is not for ownself. a bit off topic now.
mroys@lyn
post Sep 24 2020, 09:04 AM

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QUOTE(lucifah @ Sep 24 2020, 08:31 AM)
and we always have people say IF ASMX DIVIDEND FALLS UNDER X.X% I MAU WITHRDAW MY FUND LIAO

that claim never materializes i guess
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true, many were complaining when 6% dividends declared few year ago biggrin.gif
mroys@lyn
post Oct 2 2020, 08:14 AM

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QUOTE(yklooi @ Oct 1 2020, 08:38 AM)
at this 4% rate, I would add into sspn first for the tax relief n the ease of "able to get units".... But then hopefully can still get 4% next year for sspn.... Same as hopefully 4% too for tis happy n satisfied to have fund.

Since I am above 55, I target kwsp first n my spouse near 50 also priorities kwsp over other govt guaranteed stuffs for our 1st rm60k.
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agree, at 4% sspn seem a better option (4%+1% loyalty, tax relieve) and less hassle (no need to fish).
mroys@lyn
post Oct 4 2020, 01:39 PM

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QUOTE(CSW1990 @ Oct 2 2020, 10:14 AM)
agreed. SSPN won’t give 4% this year.
Most of the time SSPN won’t go higher than ASM

When ASM go higher than 6% people happy, but do they know FD at that time was >4% also? Equity return at those good time could easily go 15%+?

Don’t just look at the number, should compare the return with the risk level among others investment tools in the same period
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it's higher if considered tax relieve.
mroys@lyn
post Feb 11 2021, 02:50 PM

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QUOTE(Afterburner1.0 @ Feb 11 2021, 10:59 AM)
As fellow non bumi here, who just started to fish for ASM .... how much have u all got for all the senior fisherman here? anyone with total ASMs (1,2,3) of rm50K? rm100K?
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>100k during captcha-era
mroys@lyn
post Feb 11 2021, 08:20 PM

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QUOTE(mroys@lyn @ Feb 11 2021, 02:50 PM)
>100k during captcha-era
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from the recent posts, they talked about hundreds units but last time we talked about thousands in one strike.
mroys@lyn
post Mar 10 2021, 06:29 PM

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any insider news on upcoming asmx dividends?

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