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Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
lowyat101
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Mar 10 2020, 06:09 PM
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Hi all, just come across this thread as my friend informed me that can purchase ASM3 for my son (4 yo).
But from the few recent posts here, seems that need to wait till there's available units before I can purchase it.
Would like to know, is there any differences between the normal ASM3 and ASM3 for kids? Cam I just walk in Maybank to open a ASM3 account for my son?
Thanks
This post has been edited by lowyat101: Mar 10 2020, 06:09 PM
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lowyat101
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Mar 11 2020, 02:26 PM
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QUOTE(ikanbilis @ Mar 11 2020, 10:50 AM) No difference for kids. Only one class of ASM3 Instead of Maybank, I recommend you go straight to ASNB branch for higher chance of successful account opening. Good luck! Thanks for the info. OK will head to the branch for the account opening. BTW from the ASNB website, I see that there are ASM, ASM2-Wawasan and ASM3 funds for non-bumi. For new account opening, may I know which fund is better? Or shall I say it depends on which fund is available? Thanks again
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lowyat101
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Mar 11 2020, 02:40 PM
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Also from the website, I see that all the 3 (ASM, ASM2, ASM3) are from the fixed price category. Does it means that the buying/selling price is always at RM1 per unit? And there's no charge for selling? So basically it's like a FD with higher interest rate right?
Thanks
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lowyat101
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Mar 12 2020, 07:07 PM
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QUOTE(Penang_J @ Mar 12 2020, 03:23 PM) I got 300 for ASM3, still prefer the old system which can spam. Now no more. May I know did you get it from the ASNB website? Does it means that you need to try to purchase it from time to time, and will only get it when there are units available? Thanks
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lowyat101
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Mar 17 2020, 03:44 PM
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May I know how to know if units are available? Is it just key in RM100 into the topup value and try to proceed? Or better try with higher amount?
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lowyat101
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Mar 17 2020, 05:40 PM
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QUOTE(MGM @ Mar 17 2020, 04:31 PM) Can ASx units be transfered on 1st of the month that falls on weekend like 1-8-2020(Sat) and 1-11-2020(Sun)? Just curious, why must transfer on the 1st of the month? Is it the limit by ASNB?
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lowyat101
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Mar 17 2020, 06:29 PM
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QUOTE(MGM @ Mar 17 2020, 06:01 PM) So that buyer & seller get the full month's dividend. Say if I sell ASM1 on 1-4-2020, I will get dividend up to 31-3-2020 and buyer will get dividend starting from 1-4-2020. But I sell on 2-4-2020, no diff for me but buyer get dividend starting from 1-5-2020, 1 month less dividend. I see, thanks for the information. Didn't know that it's calculated by month and not days.
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lowyat101
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Mar 18 2020, 09:56 AM
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QUOTE(cklimm @ Mar 18 2020, 09:39 AM) I dont feel so good [attachmentid=10451093] which fund is easier to get now? yesterday's update seems that ASM3 is easier? tried just now all funds but seems that none is available. maybe wrong timing?
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lowyat101
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Mar 18 2020, 10:19 AM
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QUOTE(alexkos @ Mar 18 2020, 10:15 AM) Go catch ur fish. Good luck. thanks, managed to get rm100 for asw2
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lowyat101
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Mar 19 2020, 09:08 AM
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QUOTE(Dd2318 @ Mar 19 2020, 08:18 AM) I pun confuse. Friends say Bursa tanking.... Dividend tentu koyak lah. Ask me - Why buy? Will principal kena also if stock rugi? PBB, HLB, MBB, SPSetia, Sunway,... All Red. I say I dunno, every month I target few RM$ ASM1 only... Sifu Orchid Beauty most clever. People selling ASM2, 3. just wonder why ASM1 and not ASM2 and ASM3? coz i see, the main counters hed by all these 3 funds are almost the same right?
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lowyat101
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Mar 19 2020, 09:13 AM
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also from the few recent posts, i read that now there's no more transfer fee, is it correct?
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lowyat101
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Mar 19 2020, 09:45 AM
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QUOTE(beLIEve @ Mar 19 2020, 09:41 AM) 0.5% higher dividend in 2019 thus harder to buy. Tide will change once ASN declare dividends below 5% for ASM1. yes alright, thanks for both the info btw my wife got a ASM2 account from many years ago when it was launched but she hasn't register for online yet. if i want to transfer some unit of my ASM2 to her, is it possible? or she has to register for the online account first? This post has been edited by lowyat101: Mar 19 2020, 09:46 AM
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lowyat101
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Mar 19 2020, 09:56 AM
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QUOTE(beLIEve @ Mar 19 2020, 09:54 AM) yes you can transfer to her. people say as long as recipient already own the fund, then you can transfer. only problem is you cannot verify that she received it without her online account. transfer on the 1st of the month is better, so you won't lose a month's dividend. Thanks again. I managed to buy a few 100 of ASM2 just now, so I think i can transfer anytime right? since for this month i think i will not get any interest already?
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lowyat101
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Mar 19 2020, 10:25 AM
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QUOTE(beLIEve @ Mar 19 2020, 10:20 AM) yes correct. why buy multiple of 100s? people say there was a big sale. you could've bought multiples of 30k. ppl say try 1 by 1 wor anyway i'm not in the league of 30k, 3k maybe can still squeeze a bit
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lowyat101
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Mar 19 2020, 10:55 AM
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QUOTE(INTEGRITYXXXXX @ Mar 19 2020, 10:47 AM) wow, why so many units in ASM2 and 3? is it? got some in ASM2 but nothing in ASM3
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lowyat101
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Mar 19 2020, 11:10 AM
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QUOTE(beLIEve @ Mar 19 2020, 10:55 AM) buy the market while it's cheap. when it rebound, cash out and give you higher dividend. ya good idea too. i believe can buy share online now too right? any good site to recommend? i think can buy some of the bank shares
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lowyat101
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Mar 19 2020, 11:15 AM
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QUOTE(beLIEve @ Mar 19 2020, 11:12 AM) yes can buy online since years ago. i dont really trade anymore, but most local banks have a broker. there are a lot of international brokers like etoro and rakuten, but I choose not to use them. thanks, will explore more on that but i think ASM is still better than FD right? it's basically for my 6 months emergency fund
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lowyat101
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Mar 19 2020, 12:13 PM
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QUOTE(gondarz @ Mar 19 2020, 11:58 AM) Should we cash out asb now or leave it? cash out for what purpose? as mentioned above, if cash out for the market buy low then i guess it's ok. but i'm not into the market trading, so i'm transferring my fd to this since now easy to get units
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lowyat101
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Mar 20 2020, 10:33 AM
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May I know, for the fixed fund, is the RM1 per unit a guaranteed figure?
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lowyat101
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Mar 20 2020, 12:34 PM
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From the previous experience, will ASNB announce for the extension b4 the due date?
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