In essence whats the difference ?

Looking at all the pros and cons of all the different investments available, I still find it difficult not to prefer ASM FP Funds. Maybe a better return with EPF but liquidity is an issue. VP Funds are not performing well, RIA doesn’t seem to be doing much.

I keep being reminded of the old saying ‘If it isn’t broke, don’t fix it!’ ASM FP Funds do not deliver a spectacular dividend but they are reliable. In today’s geo political situation, I think that is very important.

But for it to not redeem the units at PAR, will only be under a situation where the government is bankrupt and Malaysia economy and maybe even currency are a gone case.

Markets getting turbulent, parking on ASMx n EPF waiting for opportunity, at least they don't go - ve, only worry about MYR weakness. Thinking of parking some AUD in RHB multi currency account, anyone doing that?

but but but

some said disappointed with 5% and wanna all in EPF :grin:

Yes. If really got that much $$$...

I already done it last time, so my ASM 3 is at very minimal level....

Because if you look at historical figures... ASM 1 dividend average is higher...

I'm waiting for ASM 2.dividend... but looking at ASB 3 didik... I don't expect ASM 2 & 3 to get same dividend rates as ASM 1.... Probably just following last year rate... Which lower than ASM 1 this year.... Like happen to ASB 3 didik.....

All open liao next week
Uncle aunty can sapu

I tot u were promoting diversification, now all in to 1 stock.

How do u compare EPF with Oz Super?

https://www.news.com.au/finance/superannuat...146158576c02fa0

Partly agreed

Because dividend part is big Yes...

But shares price????

There's risk of lower....  But if higher... Then double profits....

ASMx is fixed rm1....

Pass 6 month maybank share value has been dip.

Yes dividend is high but lost on price.

With current geopolitical situation no one can tell whether it can maintain or continue dip.

unker please
dont go  to every thread to talk bad about them.

go to EPF thread  told off people there
they will SUFFER risk and uncertainties EPF  can collapse any time etc

now come to ASM thread again talking like you very clever
people  here all stupid

go buy shares lah etc

then talk big about your bonds safer than EPF
better return, sekali kena questioned tak boleh answer

sudah realised bonds lagi risky than EPF
you turn 180 degrees said you bought Sovereign Bonds
pulak

I have been  buying bonds past many years
From PBB bonds AA rating with coupon 7.5% to
more risky ones HSBS Select series 1 12-13%

Tell me what sovereigns bonds you bought
let them  check facts
you talk truth or nonsense

why not you go FD thread tell them there stupid FD so low?

I thought you dissed asm for lower dividends compared to Mbb stocks?

then finish can buy maybank?

That's when you are answering in exam papers unker...
Just semantics...I take them as risk free compared to most others we are holding...

Can you explain? Like give me a scenario where I risk losing money in ASM.

Where should we put our money?