Feb 23 2022, 03:48 PM
QUOTE(ICDeadPeople @ Feb 23 2022, 02:41 PM)
Hi all, need advise.
I took ASB loan (Maybank) years ago and currently thinking of ending it.
I got 2 choices, either I paid up the remaining balance, or just terminate the loan. Based on your knowledge, which one is better?
Another thing, say I terminate the loan. Will the size of my fund decrease too following the amount of the sijil they take back? For example, cash 190k, sijil 50k, total 240k. Say I terminate loan, they take 40k sijil back, so now total in ASB is 190k cash, 10k sijil, total 200k. Will my maximum amount that i can invest is 200k, or it will still remain 240k?
Thanks in advance.
it will remain more 240k and will increase every year. my app show for me can topup 50k more. i got 200k loan and 23k cash there.I took ASB loan (Maybank) years ago and currently thinking of ending it.
I got 2 choices, either I paid up the remaining balance, or just terminate the loan. Based on your knowledge, which one is better?
Another thing, say I terminate the loan. Will the size of my fund decrease too following the amount of the sijil they take back? For example, cash 190k, sijil 50k, total 240k. Say I terminate loan, they take 40k sijil back, so now total in ASB is 190k cash, 10k sijil, total 200k. Will my maximum amount that i can invest is 200k, or it will still remain 240k?
Thanks in advance.
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